foreign bank loan

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Can we mortgage a property in india in of the sbi's branch and tale any business loan from sbi's usa branch to get the interest rate different ?

No. Under normal circumstances, one cannot mortgage property in India and avail loan abroad on the same. According to Reserve Bank of India, holders of Foreign Currency Non Resident (Bank) Account â€“ FCNR (B) Account and Non-Resident (External) Rupee Account â€“ NRE Account are permitted to avail foreign currency loans outside India against security of the "funds" held in the account. This facility is not available to Non-Resident (Ordinary) Rupee Account â€“ NRO Account holders. However, you should check with the lender if it can provide you business loan abroad on property mortgaged in India.

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