RBI
Moneylife Digital Team 06 February 2026
Placing customer safety at the centre of its first policy announcement of 2026, the Reserve Bank of India on Thursday rolled out a series of consumer protection measures while keeping the policy repo rate unchanged at 5.25%. RBI proposed a framework to compensate customers for losses of up to ₹25,000 arising from small-value fraudulent transactions.

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Moneylife Digital Team 04 December 2025
India’s banking ombudsman system recorded 194,021 complaints in FY23–24, marking a significant reduction from the previous year but also showing a notable rise in maintainable or actionable cases

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KBS Sidhu 01 December 2025
The Reserve Bank of India (RBI)’s consolidation of thousands of circulars into a coherent library of Master Directions, published on 28th November, marks a quiet but profound shift in the governance of India’s financial system.

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When the finance ministry launched its second nationwide campaign to help citizens recover staggering amounts of unclaimed deposits, the message was simple: We will help you trace your money.

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Moneylife Digital Team 29 October 2025
In a strategic move reflecting shifting global financial realities, Reserve Bank of India (RBI) has repatriated nearly 64 tonnes of gold to its domestic vaults between March and September 2025, bringing the total gold held within India to 575.8 tonnes.

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Moneylife Digital Team 08 October 2025
Reserve Bank of India (RBI) has unveiled a Scheme for Facilitating Accelerated Payout – Inoperative Accounts and Unclaimed Deposits, aimed at encouraging banks to take proactive measures in tracing depositors and return funds that are lying dormant. Effective from 1 October 2025 and valid through 30 September 2026, the scheme seeks to reduce the stock of idle balances and enhance depositor confidence by ensuring swifter restitution of unclaimed and inoperative account balances.

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Moneylife Digital Team 03 October 2025
Reserve Bank of India (RBI) is considering the introduction of a uniform compensation policy across all entities it regulates, as part of efforts to strengthen customer grievance redressal.

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Moneylife Digital Team 01 October 2025
In a landmark move set to reshape corporate financing in India, the Reserve Bank of India (RBI) has decided to allow banks to fund mergers and acquisitions (M&A) by Indian corporates. The enabling framework, announced after the monetary policy committee (MPC) meeting, marks a significant shift in banking policy and aligns Indian practice more closely with global standards.

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Moneylife Digital Team 01 October 2025
The Reserve Bank of India (RBI) has announced a series of measures to strengthen consumer protection in the banking sector, including a comprehensive review of the basic savings bank deposit (BSBD) account framework, new powers for internal ombudsman mechanisms in regulated entities (REs) and expansion of the RBI ombudsman scheme to cover rural cooperative banks.

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Moneylife Digital Team 01 October 2025
As expected, the Reserve Bank of India (RBI), in its fourth monetary policy committee (MPC) meeting for FY25-26, decided to keep the repo rate, the central bank's rate for short-term loans to banks, by 50bps (basis points) unchanged at 5.5%. Consequently, the standing deposit facility (SDF) rate remains at 5.25%, and the marginal standing facility (MSF) rate and the bank rate are at 5.75%. RBI also maintained its real gross domestic product (GDP) growth forecast for FY25-26 to 6.8% from 6.5%.

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Moneylife Digital Team 14 August 2025
In a significant step toward inclusive banking, the Supreme Court has directed that persons with disabilities (PwDs) must be given equal, barrier-free access to financial services, and that know-your-customer (KYC) processes should be adapted to accommodate their needs without discrimination. Reserve Bank of India (RBI) asked all regulated entities, including banks, non-banking finance companies (NBFCs), financial institutions (FIs) and financial services providers, to comply with the apex court's directions.

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Moneylife Digital Team 13 August 2025
As many as 10 non-banking finance companies (NBFCs) have surrendered their registration certificates to Reserve Bank of India (RBI), while the regulator cancelled the registration of 16 NBFCs.

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Moneylife Digital Team 08 August 2025
The Reserve Bank of India (RBI) has proposed a landmark framework to ensure that families of deceased bank customers are not made to run from pillar to post to access their loved one’s money or valuables.

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Moneylife Digital Team 06 August 2025
As expected, the Reserve Bank of India (RBI), in its third monetary policy committee (MPC) meeting for FY25-26, decided to keep the repo rate, the central bank's rate for short-term loans to banks, by 50bps (basis points) unchanged at 5.5%.

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Moneylife Digital Team 21 July 2025
As many as seven non-banking finance companies (NBFCs) have voluntarily surrendered their registration certificates to the Reserve Bank of India (RBI), while the central bank has cancelled the registrations of 10 NBFCs from Maharashtra.

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Moneylife Digital Team 20 June 2025
Despite introducing a revamped know-your-customer (KYC) framework for the seventeenth time, the Reserve Bank of India (RBI) continues to sidestep the most pressing issue faced by millions of Indian banking customers—arbitrary freezing of accounts, often without notice or legal justification.

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Moneylife Digital Team 13 June 2025
The Reserve Bank of India (RBI) has issued fresh guidelines aimed at easing the process of know-your-customer (KYC) updates, especially for accounts linked to government benefit transfers such as Pradhan Mantri Jan Dhan Yojana (PMJDY) and direct benefit transfer (DBT).

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Moneylife Digital Team 06 June 2025
In its most forceful monetary policy move in nearly five years, the Reserve Bank of India (RBI) cut the repo rate by 50 basis points to 5.5% in June 2025. This is the third consecutive reduction this year, bringing the cumulative rate cut to 100bps (basis points) since February.

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Moneylife Digital Team 06 June 2025
As expected, the Reserve Bank of India (RBI), in its third monetary policy committee (MPC) meeting for 2025, decided to cut the repo rate, the central bank's rate for short-term loans to banks, by 50bps (basis points) to 5.5% from 6%. Consequently, the standing deposit facility (SDF) rate is lowered to 5.25%, and the marginal standing facility (MSF) rate and the bank rate are reduced to 5.75%.

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