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Yogesh Sapkale 23 February 2024
A few days ago, Bollywood actor Vidya Balan filed a first information report (FIR) against a person who was running a fake Instagram account in her name. According to the police, the person used the account to extort money from people in the film industry.

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Yogesh Sapkale 16 February 2024
It is a standard bus stop in a city. One person with a red velvet rope creates a section for seating at the bus stop. He labels it as a VIP section and charges a fee. Three curious commuters pay the charges and tightly sit on the bench meant for two people.

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Yogesh Sapkale 02 February 2024
Delhi-based Ashish Kumar Tomer received a message on WhatsApp offering him the opportunity to earn money by rating restaurants on Google. The sender claimed to be from Career Builder Ltd. When he accepted the offer, he was added to a Telegram group. After completing some rating 'tasks', he was asked to 'invest' more money to complete tasks with more rewards. Then, he was added to another Telegram group, where he was offered huge returns on investment.

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Yogesh Sapkale 25 January 2024
A few days ago, one of my friends, working in a reputed organisation and earning a good salary, received a WhatsApp message offering a job opportunity to earn Rs3,000 per day just by clicking ratings on Google Maps to increase the client's business reputation. This is just one example of the messages sent out by fraudsters and cybercriminals to lure and then dupe gullible people.

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Yogesh Sapkale 19 January 2024
Last month, a 70-year-old senior journalist from Bengaluru received a call on WhatsApp informing her about a parcel being sent from Mumbai to Taiwan in her name that contained 240 grams of MDMA (drug), credit cards and passports. When she denied it, the caller said that her Aadhaar was being used for sending the parcel and a case had been registered against her.

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Yogesh Sapkale 12 January 2024
Last month, the national consumer disputes redressal commission (NCDRC) directed HDFC Bank Ltd to refund Rs24,000 with an interest of 7%pa (per annum) and pay Rs10,000 litigation cost to a customer whose credit card was used for fraudulent transactions at midnight. What stands out in this ruling is the way the customer filed his complaint and his meticulous follow-up until he got justice.

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Yogesh Sapkale 05 January 2024
Rakesh Chandra, a recently retired officer from the Indian Forest Service (IFS), received a call from someone claiming to be an officer from the treasury department. During the call, Mr Chandra shared all his banking details with the caller. When he eventually realised it was a fraud call, Mr Chandra had lost nearly Rs29 lakh that he had received as pension settlement.

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Yogesh Sapkale 29 December 2023
Ratan Tata and NR Narayana Murthy are two well-respected business leaders. One thing common to them is that they do not offer investment advice. So, when videos surfaced where they were heard recommending a certain investment scheme or the use of a particular investing platform, it created ripples across the country.

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Yogesh Sapkale 22 December 2023
Humans are fundamentally good. Whenever someone requests help or support, people tend to extend a helping hand, especially if it requires nothing more than a small transfer of money. They don't think much or investigate before responding to something that tugs at their heartstrings.

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Yogesh Sapkale 15 December 2023
Mumbai-based Manoj Kumar Poddar needed a business loan and when someone offered him the loan at a lower interest rate, he readily agreed. He even paid nearly Rs1 crore as a fee or commission to obtain the 'attractive' (read lower) interest rate offered on the loan. However, he neither received the loan nor the lower interest. He is one of the victims of the loan fraud. But more about it later.

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Yogesh Sapkale 08 December 2023
Many Indians think that the year's most significant discounts and offers end with Diwali. With online shopping, it no longer holds true. Most online e-commerce portals align their marketing with global practices so festive and holiday discounts remain active until the first week of January.

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Yogesh Sapkale 01 December 2023
While cybercrime is increasing at an alarming rate, the number of first information reports (FIRs) registered and, thus, the rate of conviction, remains relatively low. In December last year, the Union government told the Lok Sabha that since 1 January 2020, 1.6mn (million) cybercrime incidents have been reported and more than 32,000 (FIRs) have been registered.

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Yogesh Sapkale 24 November 2023
Incidents of cyber fraud and data breaches have increased at such an alarming pace that earlier this week, M Rajeshwar Rao, deputy governor of the Reserve Bank of India (RBI), asked banks to improve their customer grievance mechanism and provide the right support to those who are affected.

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Yogesh Sapkale 17 November 2023
As artificial intelligence (AI) systems are getting more integrated into our daily life, there is a growing tendency among users to get hold of free AI tools. Cybercriminals have rightly spotted this weakness as an opportunity to spread malware capable of stealing users' login credentials.

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Yogesh Sapkale 10 November 2023
The big shopping frenzy and the deals, discounts and offers that are part of all major festivals like Diwali, Dussehra or Christmas are enormous business opportunities for cybercriminals, too.

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Yogesh Sapkale 27 October 2023
Fraud originating from the infamous scam clusters such as Jamtara, Indore, or Mewat regions of India is thriving, but what is more worrisome is the use of sophisticated tools and authentic-looking 'sets' by criminals. Most new-age criminals operate as a gang, with each member handling specific, assigned tasks, including posing as a police inspector or the chief of a cybercrime cell! Since most of us are unaware of how government departments work, particularly investigation and enforcement agencies, it is easy to victimise people by building a fake scenario and holding out the threat of an arrest.

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Yogesh Sapkale 20 October 2023
Banking and security experts repeatedly warn people not to share their bank account details, credit or debit card numbers, or personal identification numbers (PIN) with anyone. Yet, many bank account holders voluntarily agree to become banking/ money mules and allow fraudsters to use their bank accounts for illegal money transfers for a fee.

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Yogesh Sapkale 13 October 2023
Payment gateways, a technology or service that facilitates electronic transactions, play a crucial role in the online commerce ecosystem by ensuring the security, reliability, and convenience of electronic payment transactions.

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Yogesh Sapkale 06 October 2023
So, you finally decided to go in for a new phone and opt for the latest handset during the big online festival sales. You then notice that several apps are preloaded on the device. These preinstalled apps, provided by the device manufacturer, are known as bloatware or potentially unwanted applications (PUAs).

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Yogesh Sapkale 29 September 2023
Mobiles have become an essential part of our life and lifestyle. With mobiles come the apps. For everything from chatting to creating short videos for sharing on social media to financial transactions, there are plenty of apps to choose from. While most of these apps are free, sometimes mobile users assume that downloading and using an app with a 'plus' or 'pro' tag or a modified (mod) app downloaded from torrent sites would provide more features.

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