LOANS


Moneylife Digital Team 19 June 2025
India’s Insolvency and Bankruptcy Code (IBC/the Code) continues to shape borrower behaviour positively and unlock recoveries for lenders, but the process remains fraught with delays and high haircuts, reveals a detailed analysis by rating agency ICRA Ltd. The report, based on data till March...

Read More



Sponsored Post 18 June 2025
In India, mutual fund investors are no longer limited to basic investment plans. With growing awareness and digital access, tools such as the SIP calculator and SWP calculator have emerged as essential components in wealth planning. But while both calculators are based on mutual fund investing,...

Read More



Sponsored Post 18 June 2025
Every single person wants to go on a trip to their dream destination a few times on a yearly basis. The humdrum of everyday life makes things stressful, which is why vacations are important. But, affording international trips once or twice a year requires significant money. So, most people opt...

Read More



Moneylife Digital Team 17 June 2025
Asset reconstruction companies (ARCs) are expected to see a significant uptick in debt recovery from stressed real estate projects this fiscal, with recovery rates poised to rise by 1,600bps (basis points) to 38%, says a note from CRISIL Ratings.   A CRISIL Ratings analysis of around 70...

Read More



Moneylife Digital Team 09 June 2025
In a strong critique of persistent problems in India’s microfinance sector, M Rajeshwar Rao, deputy governor of Reserve Bank of India (RBI), says the industry remains trapped in a vicious cycle of over-indebtedness, exorbitant interest rates and coercive recovery practices. Speaking at HSBC’s...

Read More



Abhay Datar 06 June 2025
“I have taken a loan from a bank and now cannot repay. Its agents are threatening me.”    “I have taken multiple loans and now I cannot repay any of them.”    “Recovery agents somehow got contact numbers of my friends and relatives and are now spreading the news that I am not paying the...

Read More



Moneylife Digital Team 06 June 2025
The Government of India is preparing to introduce the Banning of Unregulated Lending Activities (BULA) Bill in the upcoming monsoon session of Parliament which begins on 21 July 2025. The proposed legislation aims to clamp down on illegal and predatory lending practices, particularly those...

Read More



Moneylife Digital Team 30 May 2025
In a significant judgement, the national consumer disputes redressal commission (NCDRC) has directed ICICI Lombard General Insurance Company Ltd to pay Rs2.99 crore along with interest to a Mumbai-based widow, holding that the insurer had unfairly rejected her claim on technical and ambiguous...

Read More



Moneylife Digital Team 19 May 2025
The International Monetary Fund (IMF) has imposed 11 additional conditions on Pakistan under its US$2.4bn (billion) loan programme, raising the total to 50 as the country seeks to secure further disbursements amid a precarious economic situation and rising geopolitical tensions. The fresh...

Read More



Sponsored Post 25 April 2025
Financial emergencies often come unannounced—medical expenses, sudden job loss, urgent home repairs, or unexpected travel costs can strain your savings.   In such situations, a Personal Loan can be a quick and reliable way to access funds without depleting your investments or borrowing from...

Read More



Moneylife Digital Team 09 April 2025
The Reserve Bank of India (RBI) has issued a comprehensive draft framework to regulate gold loans across all financial entities, aiming to plug regulatory gaps, enhance borrower protection and bring uniformity in how loans against gold and silver collateral are sanctioned, serviced, and...

Read More



Dewan Housing Finance Ltd (DHFL) was a classic case of corporate loot, as explained in the various articles published in this column. The company’s promoters systematically siphoned out money through various means, while the auditors, the board, the credit rating agencies, together with the...

Read More



Sponsored Post 02 April 2025
Financial needs can arise unexpectedly. Whether it’s an urgent medical expense, a family celebration or even a long-awaited holiday, an instant personal loan can be a lifesaver. But with so much information floating around, it’s easy to get caught up in misconceptions about who qualifies and...

Read More



Moneylife Digital Team 29 March 2025
Contrary to her claim and use of social media trolls to attack Moneylife's managing editor, the very same economic offences wing (EOW) of the Mumbai police that she quoted has confirmed to multiple media outlets that actress Preity Zinta had, indeed, defaulted on a loan repayment to the...

Read More



Praisy Thomas (Bar  and   Bench) 26 March 2025
The Kerala High Court on Wednesday questioned the Central government on whether it intends to consider writing off loans for the victims of the 2024 landslides in Wayanad (In Re: Prevention and Management of Natural Disasters in Kerala).   A Division Bench of Justice AK Jayasankaran Nambiar...

Read More



Sponsored Post 26 March 2025
An instant Personal Loan serves as a reliable financial solution during emergencies, providing quick access to funds when you need them most. Although they are easy to obtain, lenders consider several factors, including your credit score, when evaluating your eligibility. But what if your...

Read More



Moneylife Digital Team 26 March 2025
In a landmark judgement that could have far-reaching implications for homebuyers across India, the Supreme Court has ruled in favour of a group of flat buyers caught in a financial crisis due to a builder's failure to honour its contractual obligations. The case, Akshay Gupta & Ors. vs. ICICI...

Read More



Moneylife Digital Team 25 March 2025
The Reserve Bank of India (RBI) has unveiled the master directions on priority sector lending (PSL) – targets and classification, 2025, which will come into effect from 1 April 2025. The updated framework replaces the previous 2020 guidelines and aims to streamline credit allocation, ensuring...

Read More



Moneylife Digital Team 21 March 2025
In a startling revelation, the Union government disclosed that scheduled commercial banks (SCBs) in the country have written off bad loans (non-performing assets—NPAs) worth a staggering Rs16.35 lakh crore worth of over the past decade. This information was presented in the Lok Sabha by finance...

Read More



Sponsored Post 17 March 2025
Financial experts reveal that your Permanent Account Number (PAN) card can now open the doors to collateral-free personal loans up to 50,000. The PAN card, which has long been viewed solely as proof of tax compliance, is now transforming into a passport for swift access to financing in times of...

Read More

Free Helpline
Legal Credit
Feedback