INSURANCE


Moneylife Digital Team 09 July 2026
The national consumer disputes redressal commission (NCDRC) has dismissed an appeal filed by HDFC Standard Life Insurance Company Ltd, upholding an order of the Uttar Pradesh (UP) state consumer disputes redressal commission directing the insurer to pay ₹75 lakh to the widow of a deceased...

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Sponsored Post 08 July 2026
Medical care can become more regular with age, and a single hospital stay may affect a family’s savings. Senior citizens often need coverage that is clear, reliable, and easy to use during treatment.   While comparing health insurance plans, buyers should look beyond the premium and read the...

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Prachi Salve (IndiaSpend) 17 June 2026
India has nearly tripled health insurance coverage over the past seven years, according to data from the National Sample Survey’s (NSS) 80th Round. Yet the average household spends more out of pocket on medical care.   This is because insurance is built almost entirely around hospitalisation,...

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Sponsored Post 12 June 2026
Buying travel cover should not stop at choosing a plan and paying the premium. The real value of a policy often sits in its wording, where inclusions, limits, conditions and claim requirements explain how the cover may work during a trip.   For Indian travellers, this matters because travel...

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Debayan Roy (Bar  and   Bench) 11 June 2026
The Supreme Court on Thursday recognized loss of wife's domestic care as a separate head of compensation in motor accident claims under the Motor Vehicles Act (MV Act).   A Bench of Justice Sanjoy Karol and Justice NK Singh passed the ruling while granting additional compensation in a motor...

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Sponsored Post 27 May 2026
Household medical insurance needs can change quietly over time. A policy that felt suitable a few years ago may not reflect your current family size, health needs, income responsibilities or treatment preferences. A household insurance audit helps you review your cover with more clarity. A...

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Moneylife Digital Team 19 May 2026
The insurance regulatory and development authority of India (IRDAI) has reportedly proposed linking the salaries of insurance company chief executive officers (CEOs) to customer outcomes, while also introducing malus and clawback provisions and greater transparency in executive...

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Moneylife Digital Team 18 May 2026
In a landmark deal that underscores the growing appeal of India's insurance market, United Kingdom (UK)-based Prudential plc has announced the acquisition of a 75% controlling stake in Bharti Life Insurance Company Limited for ₹3,500 crore. The transaction, which will be paid entirely in cash...

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Sponsored Post 18 May 2026
Unexpected damage to a two-wheeler can lead to repair bills, travel disruption and sudden pressure on your monthly budget. The problem becomes bigger when the policy does not cover enough of the loss, leaving you to pay more from your pocket. A well-chosen 2 wheeler insurance plan can reduce...

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Sponsored Post 14 May 2026
Car theft, fire damage, and natural disasters can create sudden financial pressure for any vehicle owner. A comprehensive car insurance policy can offer wider protection by covering damage to your own car, along with third-party liability, based on the policy terms.   It may support repair...

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Moneylife Digital Team 29 April 2026
In a landmark ruling, the Bombay High Court has held that insurance companies cannot reject hospitalisation claims simply because they are filed after the policy deadline — a decision that could reshape how health insurance claims are handled across India.   On 20 April 2026, a division bench...

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Sponsored Post 07 April 2026
Buying health insurance for senior citizens is often a quick decision, but the real clarity comes when you read the policy document. Sometimes you spot terms that do not suit your needs, like co-payment, long waiting periods, or exclusions you were not expecting.    That is where the “cooling...

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SN Thyagarajan (Bar  and   Bench) 02 April 2026
The Supreme Court has ordered that the Chairman and Managing Director (CMD) of the National Insurance Company (NIC) be named an accused in a criminal case involving allegations that a fake insurance policy was relied upon in a motor accident case [National Insurance Company Vs K...

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Sponsored Post 31 March 2026
Your income shapes the life you want to live. Unexpected events can quickly disrupt your plans and goals. Protecting your money today keeps your dreams within reach. Simple steps can secure your finances and provide peace of mind.   By acting now, you stay in control and ensure your key life...

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Moneylife Digital Team 25 March 2026
While upholding an order directing PNB MetLife India Insurance Company Ltd to pay ₹22.75 lakh to a policyholder’s family, the national consumer disputes redressal commission (NCDRC) dismissed the insurer’s appeal in a case involving alleged suppression of a pre-existing illness.   In its...

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As Indians grapple with gas shortages following the attack on Iran, brace for higher inflation and its ripple effect on agriculture to electronics, a more personal worry eclipses the headlines for millions of middle-class families: the fading promise of health insurance delivery. Premiums have...

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Moneylife Digital Team 20 March 2026
Over eight in ten users who purchased insurance policies through online platforms have experienced manipulative 'dark patterns' such as subscription traps, forced actions and misleading pricing, according to a nationwide survey by LocalCircles.   The findings come amid growing regulatory...

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Moneylife Digital Team 19 March 2026
The insurance regulatory and development authority of India (IRDAI) has asked insurers to sharply reduce commissions on policies sold through the upcoming BimaSugam platform, with companies committing to offering 'zero commission' products and charging only a nominal platform fee, according to...

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Sponsored Post 13 March 2026
You earn not just to live today, but to make sure the people who depend on you do not struggle tomorrow. Your income pays EMIs, school fees, rent, groceries, and future plans that do not pause regardless of unforeseen events. This is where term life insurance stops being a “financial product”...

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Sponsored Post 09 March 2026
An expired car insurance policy leaves your vehicle without valid coverage. Any damage or liability during this period becomes your responsibility. Renewal can usually be completed online in a few simple steps if handled without delay. Many vehicle owners prefer to buy car insurance online for...

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