INSURANCE


Sponsored Post 07 April 2026
Buying health insurance for senior citizens is often a quick decision, but the real clarity comes when you read the policy document. Sometimes you spot terms that do not suit your needs, like co-payment, long waiting periods, or exclusions you were not expecting.    That is where the “cooling...

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SN Thyagarajan (Bar  and   Bench) 02 April 2026
The Supreme Court has ordered that the Chairman and Managing Director (CMD) of the National Insurance Company (NIC) be named an accused in a criminal case involving allegations that a fake insurance policy was relied upon in a motor accident case [National Insurance Company Vs K...

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Sponsored Post 31 March 2026
Your income shapes the life you want to live. Unexpected events can quickly disrupt your plans and goals. Protecting your money today keeps your dreams within reach. Simple steps can secure your finances and provide peace of mind.   By acting now, you stay in control and ensure your key life...

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Moneylife Digital Team 25 March 2026
While upholding an order directing PNB MetLife India Insurance Company Ltd to pay ₹22.75 lakh to a policyholder’s family, the national consumer disputes redressal commission (NCDRC) dismissed the insurer’s appeal in a case involving alleged suppression of a pre-existing illness.   In its...

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As Indians grapple with gas shortages following the attack on Iran, brace for higher inflation and its ripple effect on agriculture to electronics, a more personal worry eclipses the headlines for millions of middle-class families: the fading promise of health insurance delivery. Premiums have...

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Moneylife Digital Team 20 March 2026
Over eight in ten users who purchased insurance policies through online platforms have experienced manipulative 'dark patterns' such as subscription traps, forced actions and misleading pricing, according to a nationwide survey by LocalCircles.   The findings come amid growing regulatory...

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Moneylife Digital Team 19 March 2026
The insurance regulatory and development authority of India (IRDAI) has asked insurers to sharply reduce commissions on policies sold through the upcoming BimaSugam platform, with companies committing to offering 'zero commission' products and charging only a nominal platform fee, according to...

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Sponsored Post 13 March 2026
You earn not just to live today, but to make sure the people who depend on you do not struggle tomorrow. Your income pays EMIs, school fees, rent, groceries, and future plans that do not pause regardless of unforeseen events. This is where term life insurance stops being a “financial product”...

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Sponsored Post 09 March 2026
An expired car insurance policy leaves your vehicle without valid coverage. Any damage or liability during this period becomes your responsibility. Renewal can usually be completed online in a few simple steps if handled without delay. Many vehicle owners prefer to buy car insurance online for...

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Moneylife Digital Team 07 March 2026
A nationwide survey conducted by citizen engagement platform LocalCircles has found that health insurance policyholders in India are facing steep premium increases along with persistent difficulties in claim settlement. The survey, based on more than 54,000 responses from consumers across 323...

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Sponsored Post 24 February 2026
Property owners and businesses may sometimes face claim rejections due to exclusions that are overlooked at the time of purchasing a property insurance policy. These exclusions define the situations, risks, or losses that an insurer does not cover. Since property insurance products are...

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Sponsored Post 10 February 2026
NCB, or No Claim Bonus, is a renewal discount that can lower your car insurance premium when you complete a policy term without making an own-damage claim. Since it can be carried forward across renewals and transferred when you switch insurers, understanding how NCB works helps you save...

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Mohsin Dar (Bar  and   Bench) 30 January 2026
The Jammu & Kashmir and Ladakh High Court recently observed that an insurer cannot rely on a concealed or inadequately disclosed exclusion clause to deny a consumer’s legitimate claim (National Insurance Company Limited V/s Mala Bashir).   A Division Bench of Justice Sanjeev Kumar and Justice...

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Sponsored Post 28 January 2026
Many people searching for the best health insurance in India start with premiums and add-ons. A smarter approach is to start with your family structure, health profiles, and who may need care simultaneously. That is where the family floater vs individual decision becomes clear.   In this...

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Moneylife Digital Team 20 January 2026
While dismissing a revision petition filed by the Life Insurance Corporation of India (LIC), the national consumer disputes redressal commission (NCDRC) has upheld concurrent findings that the insurer wrongly repudiated death claims under five life insurance policies on allegations of...

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Moneylife Digital Team 02 January 2026
Reserve Bank of India (RBI) has raised concerns over the insurance sector’s growing dependence on high-cost, distribution-led strategies to drive premium growth, warning that such practices could pose risks to the industry’s medium-term sustainability despite the absence of immediate systemic...

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Sponsored Post 29 December 2025
Choosing between an individual cover and a family floater is one of the most practical decisions you will make while setting up protection for medical costs. Both options can provide strong coverage, but they work differently when multiple family members need care in the same year. The right...

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Sponsored Post 26 December 2025
Most people buy a life insurance plan believing that the cover they choose will be enough for their family. But when you pause for a moment and think about it, how sure are you that your policy can genuinely support your long-term financial goals? Life moves quickly. Responsibilities grow,...

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Sponsored Post 17 December 2025
India’s roads are getting busier as urban traffic swells, delivery fleets work longer shifts, and electric two-wheelers enter everyday use. More on-road incidents, together with higher repair bills, especially for traction batteries and sensitive electronics, are pushing payouts higher.   If...

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Moneylife Digital Team 16 December 2025
The national consumer disputes redressal commission (NCDRC) has upheld an order directing United India Insurance Co Ltd to pay ₹59.84 lakh along with interest to Securitrans India Pvt Ltd and AP Securitas Pvt Ltd, the two cash logistics companies, after a major ATM cash van theft in Delhi,...

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