PERSONAL FINANCE


Debayan Roy (Bar  and   Bench) 13 March 2026
The Supreme Court on Wednesday held that the creamy layer status among Other Backward Classes (OBCs) cannot be determined solely on the basis of parental income.   A Bench of Justices PS Narasimha and R Mahadevan made the observation while dismissing a batch of appeals filed by the Union...

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Sponsored Post 09 March 2026
An expired car insurance policy leaves your vehicle without valid coverage. Any damage or liability during this period becomes your responsibility. Renewal can usually be completed online in a few simple steps if handled without delay. Many vehicle owners prefer to buy car insurance online for...

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Moneylife Digital Team 07 March 2026
A nationwide survey conducted by citizen engagement platform LocalCircles has found that health insurance policyholders in India are facing steep premium increases along with persistent difficulties in claim settlement. The survey, based on more than 54,000 responses from consumers across 323...

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Many of us would have seen the reports recently (January 2026) of the famous Davos meeting - and the kind of impression that was made by world leaders like Donald Trump, president of the US, on the one hand, and the prime minister of Canada, on the other hand.   This brings up the question of...

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Sponsored Post 02 March 2026
Winning trades get attention, but losing them teaches the real lessons. If you’ve spent time in the market, you know how those profits feel good, but losses arrive without warning - more so with day trading risks and the sharp moves seen in F&O trading.    That’s why risk management in...

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At the India AI Impact Summit 2026 last week, Galgotias University provided a shameful sideshow that gravely undermined India’s attempt to project itself as a serious player in the field of artificial intelligence (AI) with credible educational standards.   A communications teacher from this...

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Sponsored Post 24 February 2026
Property owners and businesses may sometimes face claim rejections due to exclusions that are overlooked at the time of purchasing a property insurance policy. These exclusions define the situations, risks, or losses that an insurer does not cover. Since property insurance products are...

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Moneylife Digital Team 23 February 2026
IDFC FIRST Bank finds itself navigating a double crisis. On 21 February2026, the Bank disclosed to stock exchanges a significant fraud involving unauthorized and fraudulent activities by certain employees at its Chandigarh branch — with the quantum under reconciliation pegged at approximately...

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Sponsored Post 19 February 2026
Using property as a financial resource can be a strategic decision, particularly when substantial funds are required for long-term goals. A mortgage loan, often structured as a loan against property, allows borrowers to unlock the value of an owned asset without relinquishing ownership....

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Moneylife Digital Team 19 February 2026
A federal jury in Minnesota has found Karan Gupta, a former senior executive of Optum, guilty of orchestrating a multi-year fraud scheme that siphoned more than US$1.2mn (million) from the healthcare services company through a 'no-show' job and kickback arrangement.   Rick Evanchec, acting...

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Sponsored Post 19 February 2026
Life doesn’t always give a warning before springing unexpected expenses: a sudden medical bill, a job loss, or an urgent home repair. That’s why an emergency fund isn’t optional anymore; it’s a non-negotiable safety net.    The good news? You don’t need complicated investments to get started....

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Sponsored Post 10 February 2026
NCB, or No Claim Bonus, is a renewal discount that can lower your car insurance premium when you complete a policy term without making an own-damage claim. Since it can be carried forward across renewals and transferred when you switch insurers, understanding how NCB works helps you save...

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Sponsored Post 09 February 2026
Two-wheelers continue to be a practical mobility solution for millions of commuters across India. They offer convenience, cost efficiency and flexibility, especially in crowded urban centres and growing semi-urban regions. As 2026 approaches, the way buyers approach two-wheeler finance is...

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It occurred to me a few days ago that the most enduring lessons in leadership rarely arrive in boardrooms. They tend to appear in hotel lobbies, airport queues and the quiet in-between moments when leaders aren’t performing for anyone — or at least believe they aren’t. One such moment came back...

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Moneylife Digital Team 04 February 2026
Zomato founder and Eternal Ltd vice-chairman Deepinder Goyal has issued a public appeal to former employees of Zomato, urging them to consider returning to the company, saying both the organisation and its leadership have evolved over the years.   In a post on X, Mr Goyal addressed...

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Mohsin Dar (Bar  and   Bench) 30 January 2026
The Jammu & Kashmir and Ladakh High Court recently observed that an insurer cannot rely on a concealed or inadequately disclosed exclusion clause to deny a consumer’s legitimate claim (National Insurance Company Limited V/s Mala Bashir).   A Division Bench of Justice Sanjeev Kumar and Justice...

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Debayan Roy (Bar  and   Bench) 29 January 2026
The Supreme Court on Thursday ordered that the University Grants Commission (UGC)'s recently notified rules to prevent caste discrimination in educational institutions be kept in abeyance.   University Grants Commission (Promotion of Equity in Higher Education Institutions) Regulations, 2026...

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Sponsored Post 28 January 2026
Many people searching for the best health insurance in India start with premiums and add-ons. A smarter approach is to start with your family structure, health profiles, and who may need care simultaneously. That is where the family floater vs individual decision becomes clear.   In this...

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Moneylife Digital Team 27 January 2026
Indian professionals seeking H-1B visa stamping appointments are facing an unprecedented delay, with not many regular interview slots available across US consulates in India for the entire 2026 calendar year and many appointments are now reportedly being pushed into 2027. The situation has...

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Moneylife Digital Team 20 January 2026
While dismissing a revision petition filed by the Life Insurance Corporation of India (LIC), the national consumer disputes redressal commission (NCDRC) has upheld concurrent findings that the insurer wrongly repudiated death claims under five life insurance policies on allegations of...

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