PERSONAL FINANCE


Moneylife Digital Team 02 May 2025
The national consumer disputes redressal commission (NCDRC) has upheld an order directing the State Bank of Travancore (SBT), now State Bank of India (SBI), to refund the outstanding loan amount and pay compensation to the widow of a deceased home loan borrower, holding the bank accountable for...

Read More



In February 2025, the Bombay Times carried a feature on Simran Shaikh, a young girl who is from Asia's largest slum (in Dharavi, Mumbai), who grew up with four sisters and three brothers and was passionate about cricket.   She had just been signed up by Gujarat Giants for Rs1.90 crore and the...

Read More



Sponsored Post 29 April 2025
Getting your first Credit Card while in college is a significant step toward financial independence. A student Credit Card can help you build a strong credit history, manage expenses, and even enjoy rewards and benefits. However, applying for a Credit Card requires careful planning and...

Read More



Sponsored Post 29 April 2025
Yes, having a personalised investment strategy is crucial. One that fits your income, your goals and how much risk you are comfortable taking. But in all the talk of returns and asset allocation, one piece often gets left out — protection.   A term insurance plan may not seem like an...

Read More



Moneylife Digital Team 25 April 2025
In a significant move to improve service delivery and reduce member grievances, the employees' provident fund organisation (EPFO) has revamped its provident fund (PF) transfer process and introduced a new facility for employers to generate universal account numbers (UANs) in bulk without...

Read More



Moneylife Digital Team 25 April 2025
In a significant move to improve service delivery and reduce member grievances, the employees' provident fund organisation (EPFO) has revamped its provident fund (PF) transfer process and introduced a new facility for employers to generate universal account numbers (UANs) in bulk without...

Read More



Sponsored Post 25 April 2025
Financial emergencies often come unannounced—medical expenses, sudden job loss, urgent home repairs, or unexpected travel costs can strain your savings.   In such situations, a Personal Loan can be a quick and reliable way to access funds without depleting your investments or borrowing from...

Read More



A major fire insurance claim dispute involving Oriental Insurance Company Ltd led to a series of right to information (RTI) applications, in which the applicant requested information pertaining to his factory that was gutted and subsequently filed a complaint with the central information...

Read More



Sponsored Post 14 April 2025
Most people consider Life Insurance primarily as a tax-saving tool. While it does offer tax benefits, its true value lies much deeper. With Term Insurance plans, you gain more than just financial relief—you secure peace of mind, long-term financial stability, and the assurance of a protected...

Read More



Sponsored Post 14 April 2025
Life insurance plays a crucial role in financial planning, ensuring financial security and stability for individuals and their families. It is a strategic tool that provides a safety net in case of unforeseen circumstances. Understanding the key benefits of life insurance helps individuals make...

Read More



At the grandly titled Start-up Mahakumbh last week, Union minister for commerce and industry Piyush Goyal delivered yet another controversial speech—one that swiftly turned into a lightning rod for criticism. This was not his first public takedown of Indian business or entrepreneurship; but the...

Read More



Sponsored Post 11 April 2025
With the cost of education and skill development steadily rising, planning your finances has become more crucial than ever. Whether it is higher education, online certifications, or professional upskilling, the expenses involved can be significant. Without proper financial planning, you may...

Read More



Sponsored Post 11 April 2025
As your business expands, your financial needs evolve too. At some point, you will need to transition from a personal account to a business bank account.   This transition marks a significant milestone in your business's growth, and it is essential to approach it with proper knowledge of what...

Read More



Moneylife Digital Team 09 April 2025
The Reserve Bank of India (RBI) has issued a comprehensive draft framework to regulate gold loans across all financial entities, aiming to plug regulatory gaps, enhance borrower protection and bring uniformity in how loans against gold and silver collateral are sanctioned, serviced, and...

Read More



Sponsored Post 09 April 2025
Efficient financial management begins with a Savings Account. If you seek convenient and trouble-free banking, you can open a Savings Account online in a few minutes. You can opt for a Zero balance Savings Account when you do not wish to manage a minimum balance.   With effortless steps and a...

Read More



Dewan Housing Finance Ltd (DHFL) was a classic case of corporate loot, as explained in the various articles published in this column. The company’s promoters systematically siphoned out money through various means, while the auditors, the board, the credit rating agencies, together with the...

Read More



Sahyaja MS (Bar  and   Bench) 04 April 2025
The Bombay High Court on Friday ruled that amounts received by a claimant under a mediclaim policy or medical insurance policy cannot be deducted from the compensation awarded under the Motor Vehicles Act (MV Act). (The New India Assurance Co. Ltd v Dolly Gandhi)   A three-judge bench of...

Read More



Sponsored Post 02 April 2025
Financial needs can arise unexpectedly. Whether it’s an urgent medical expense, a family celebration or even a long-awaited holiday, an instant personal loan can be a lifesaver. But with so much information floating around, it’s easy to get caught up in misconceptions about who qualifies and...

Read More



Moneylife Digital Team 29 March 2025
Contrary to her claim and use of social media trolls to attack Moneylife's managing editor, the very same economic offences wing (EOW) of the Mumbai police that she quoted has confirmed to multiple media outlets that actress Preity Zinta had, indeed, defaulted on a loan repayment to the...

Read More



Health insurance is something we all recognise as necessary, but few of us truly understand its complexities. Given its cost, one would expect transparency; yet, policies remain opaque. Most people buy insurance based on recommendations, the premium amount, or what an agent tells them—often...

Read More

Free Helpline
Legal Credit
Feedback