PERSONAL FINANCE


Arthur Middlebrooks, a management consultant from the US, wrote an article a long time ago titled “Be better, without getting caught up in novelty.” The article's theme is that many companies have kept chasing higher quality. The bar of quality is raised higher and higher with Kaizen. The theme...

Read More



Moneylife Digital Team 06 January 2026
India’s banking system continued to show resilience in the current financial year, with overall credit growth remaining steady even as lending patterns underwent a marked shift towards safer, secured segments, according to a latest report by CRISIL Intelligence.   Gross banking credit...

Read More



Moneylife Digital Team 02 January 2026
Reserve Bank of India (RBI) has raised concerns over the insurance sector’s growing dependence on high-cost, distribution-led strategies to drive premium growth, warning that such practices could pose risks to the industry’s medium-term sustainability despite the absence of immediate systemic...

Read More



Vedika, a 22-year-old engineering graduate, has been searching for her first job. She was contacted on LinkedIn by someone claiming to be a recruiter from a well-known IT services company. The profile of the recruiter looked authentic and referenced her qualifications which immediately built...

Read More



Sponsored Post 29 December 2025
Choosing between an individual cover and a family floater is one of the most practical decisions you will make while setting up protection for medical costs. Both options can provide strong coverage, but they work differently when multiple family members need care in the same year. The right...

Read More



Sponsored Post 26 December 2025
Most people buy a life insurance plan believing that the cover they choose will be enough for their family. But when you pause for a moment and think about it, how sure are you that your policy can genuinely support your long-term financial goals? Life moves quickly. Responsibilities grow,...

Read More



The media today is filled with news about artificial intelligence (AI). Newspapers have not just columns on AI but full pages, sometimes two full pages on the same day.  These are on AI and various aspects of learning AI and applying AI in various industries. A new technology has arrived on the...

Read More



Moneylife Digital Team 19 December 2025
The directorate of enforcement (ED) has facilitated the restitution of ₹311.67 crore towards long-pending workmen dues of the defunct Kingfisher Airlines Ltd, marking a significant step in the restoration of proceeds of crime to affected stakeholders under the Prevention of Money Laundering Act...

Read More



Sponsored Post 17 December 2025
India’s roads are getting busier as urban traffic swells, delivery fleets work longer shifts, and electric two-wheelers enter everyday use. More on-road incidents, together with higher repair bills, especially for traction batteries and sensitive electronics, are pushing payouts higher.   If...

Read More



Moneylife Digital Team 16 December 2025
The national consumer disputes redressal commission (NCDRC) has upheld an order directing United India Insurance Co Ltd to pay ₹59.84 lakh along with interest to Securitrans India Pvt Ltd and AP Securitas Pvt Ltd, the two cash logistics companies, after a major ATM cash van theft in Delhi,...

Read More



Sponsored Post 05 December 2025
For many middle-class families in India, healthcare has quietly turned into one of the most worrying household expenses. A single hospital visit can disturb long–planned savings, and even routine checks feel heavier on the pocket than before. In this environment, people are thinking more...

Read More



Moneylife Digital Team 03 December 2025
India’s debt recovery system continues to face heavy pressure, with the Union government informing the Rajya Sabha that 178,172 cases remain pending before debt recovery tribunals (DRTs) as of 14 November 2025, alongside 66,876 pending Securitisation and Reconstruction of Financial Assets and...

Read More



Sponsored Post 02 December 2025
The first thing to do before you apply for a home loan is to determine whether you are eligible. By checking your home loan eligibility before applying, you'll understand how much you can borrow and what repayment schedule may work for you. It's a good idea to check it because you'll save time,...

Read More



Moneylife Digital Team 01 December 2025
Delivering a stringent order against Niva Bupa Health Insurance Company Ltd, the Mumbai suburban district consumer disputes redressal commission has directed the insurer to reimburse ₹66.50 lakh to a Juhu resident whose overseas cancer treatment claim was rejected on grounds later found to be...

Read More



When I look at the buildings in Hong Kong or the roads in Dubai, the uniform architecture of buildings in different parts of London or on the islands of Greece and then return to India and compare the scenario, I wonder why there is such a great disparity. Except for a few patches in this vast...

Read More



Moneylife Digital Team 27 November 2025
Upholding concurrent findings that Care Health Insurance Ltd wrongly repudiated a claim arising from the death of a Gujarat resident who fell from a mango tree, the national consumer disputes redressal commission (NCDRC) has dismissed two second appeals filed by the insurer. The order, reserved...

Read More



Moneylife Digital Team 26 November 2025
Dismissing a second appeal filed by United India Insurance Company Ltd, the national consumer disputes redressal commission (NCDRC) upheld a state commission order directing payment of 75% of the insured amount to the family of a man who died in a road accident. The NCDRC bench of presiding...

Read More



KBS Sidhu 24 November 2025
New Labour Laws Come into Operation On 21 November 2025, five years after the Industrial Relations Code and the Code on Social Security received presidential assent, India finally made its four Labour Codes effective. The wait was long, the path protracted, but the destination—a consolidated...

Read More



Moneylife Digital Team 21 November 2025
India Ratings and Research (Ind-Ra) has cautioned that gold loan non-banking finance companies (NBFCs) could face heightened risks as sharp volatility in gold prices and recent regulatory changes reshape lending practices across the sector. While the new rules provide clarity by categorising...

Read More



Moneylife Digital Team 18 November 2025
The national consumer disputes redressal commission (NCDRC) has upheld a series of orders against Reliance Nippon Life Insurance Company Ltd, concluding that insurance agents had mis-sold long-term insurance policies to vulnerable customers through deception, misrepresentation and concealment...

Read More

Free Helpline
Legal Credit
Feedback