PERSONAL FINANCE


Moneylife Digital Team 08 April 2026
The Supreme Court recently held that borrowers are not entitled to a personal hearing before their loan accounts are classified as 'fraud' under Reserve Bank of India (RBI) directions (State Bank of India v. Amit Iron).   A bench of justices JB Pardiwala and KV Viswanathan held "Rajesh...

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Sponsored Post 07 April 2026
Buying health insurance for senior citizens is often a quick decision, but the real clarity comes when you read the policy document. Sometimes you spot terms that do not suit your needs, like co-payment, long waiting periods, or exclusions you were not expecting.    That is where the “cooling...

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SN Thyagarajan (Bar  and   Bench) 02 April 2026
The Supreme Court has ordered that the Chairman and Managing Director (CMD) of the National Insurance Company (NIC) be named an accused in a criminal case involving allegations that a fake insurance policy was relied upon in a motor accident case [National Insurance Company Vs K...

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Moneylife Digital Team 02 April 2026
Oracle has begun laying off thousands of employees globally, with reports suggesting up to 30,000 job cuts, including about 10,000–12,000 in India, as the company restructures its business amid mounting costs linked to artificial intelligence (AI) investments and a sharp fall in its stock...

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Sponsored Post 31 March 2026
Your income shapes the life you want to live. Unexpected events can quickly disrupt your plans and goals. Protecting your money today keeps your dreams within reach. Simple steps can secure your finances and provide peace of mind.   By acting now, you stay in control and ensure your key life...

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Sponsored Post 30 March 2026
Most car owners think about selling only when something forces their hand: a new car purchase, a relocation, a financial need. But the smartest sellers plan ahead, because the timing of your sale has a direct and measurable impact on how much money you walk away with. Before you decide when to

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The offer sounds irresistible. A high-paying job in Thailand, free travel, fast visa processing and a real shot at building a life abroad. For young Indians struggling to find stable work, this kind of pitch doesn't just sound good. It sounds like a way out.   And right now, more people than...

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Moneylife Digital Team 25 March 2026
India’s personal loan market is witnessing a sharp surge driven by digital lending platforms, with digital personal loans recording strong growth in both value and volume, according to a report by the Fintech Association for Consumer Empowerment (FACE).   The report shows that digital...

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Moneylife Digital Team 25 March 2026
While upholding an order directing PNB MetLife India Insurance Company Ltd to pay ₹22.75 lakh to a policyholder’s family, the national consumer disputes redressal commission (NCDRC) dismissed the insurer’s appeal in a case involving alleged suppression of a pre-existing illness.   In its...

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Sponsored Post 23 March 2026
Opening a Demat account in 2026 is quite easy. Thanks to digitalisation, you can open it in a few simple steps at your convenience. That said, having a Demat account today goes beyond convenience. It is about flexibility, understanding the costs, and ensuring the account fits your investing...

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As Indians grapple with gas shortages following the attack on Iran, brace for higher inflation and its ripple effect on agriculture to electronics, a more personal worry eclipses the headlines for millions of middle-class families: the fading promise of health insurance delivery. Premiums have...

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Moneylife Digital Team 20 March 2026
Over eight in ten users who purchased insurance policies through online platforms have experienced manipulative 'dark patterns' such as subscription traps, forced actions and misleading pricing, according to a nationwide survey by LocalCircles.   The findings come amid growing regulatory...

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Moneylife Digital Team 19 March 2026
The insurance regulatory and development authority of India (IRDAI) has asked insurers to sharply reduce commissions on policies sold through the upcoming BimaSugam platform, with companies committing to offering 'zero commission' products and charging only a nominal platform fee, according to...

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Moneylife Digital Team 19 March 2026
Urging the directorate general of civil aviation (DGCA) to provide urgent clarifications and roll back recent relaxations in duty norms, the Airline Pilots' Association of India (ALPA) has raised serious concerns over flight safety, crew fatigue and insurance coverage for Indian pilots...

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Sponsored Post 13 March 2026
You earn not just to live today, but to make sure the people who depend on you do not struggle tomorrow. Your income pays EMIs, school fees, rent, groceries, and future plans that do not pause regardless of unforeseen events. This is where term life insurance stops being a “financial product”...

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Debayan Roy (Bar  and   Bench) 13 March 2026
The Supreme Court on Wednesday held that the creamy layer status among Other Backward Classes (OBCs) cannot be determined solely on the basis of parental income.   A Bench of Justices PS Narasimha and R Mahadevan made the observation while dismissing a batch of appeals filed by the Union...

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Sponsored Post 09 March 2026
An expired car insurance policy leaves your vehicle without valid coverage. Any damage or liability during this period becomes your responsibility. Renewal can usually be completed online in a few simple steps if handled without delay. Many vehicle owners prefer to buy car insurance online for...

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Moneylife Digital Team 07 March 2026
A nationwide survey conducted by citizen engagement platform LocalCircles has found that health insurance policyholders in India are facing steep premium increases along with persistent difficulties in claim settlement. The survey, based on more than 54,000 responses from consumers across 323...

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Many of us would have seen the reports recently (January 2026) of the famous Davos meeting - and the kind of impression that was made by world leaders like Donald Trump, president of the US, on the one hand, and the prime minister of Canada, on the other hand.   This brings up the question of...

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Sponsored Post 02 March 2026
Winning trades get attention, but losing them teaches the real lessons. If you’ve spent time in the market, you know how those profits feel good, but losses arrive without warning - more so with day trading risks and the sharp moves seen in F&O trading.    That’s why risk management in...

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