How IFB Tricked Me into Buying an AMC I Couldn t Use In December 2024, my IFB washing machine broke down because of a damaged pulsator. When I requested a service, two IFB technicians visited my home to inspect the problem. Instead of offering a direct solution, they strongly recommended that I purchase an Annual Maintenance Contract (AMC), claiming that it would cover the cost of repairing the pulsator and any future issues for the next year. They warned me that without AMC, I would have to pay around ?7,000 for the repair. Believing their assurance that the AMC would cover my issue, I decided to purchase it. However, they informed me that I would have to wait for 56 days before I could avail of any services under the AMC. Since they were the official representatives of IFB, I trusted their word. I purchased the AMC on December 6, 2024, and it was activated on December 7, 2024. After purchasing the AMC, I contacted IFB Customer Support multiple times to confirm whether I needed to wait before using my newly activated AMC. Every single time I called, IFB s customer support executives confirmed that I would have to wait for 56 days before raising a repair request. I asked them if I could claim repairs immediately since the AMC was active, and they repeatedly told me no. Their responses were consistent, leading me to believe that this was the official IFB policy. The 56-Day Wait and IFB s Endless Delays Begin After waiting for 56 days, as I was instructed, I finally raised a service request in February 2025 to have my washing machine repaired under AMC. A technician visited my home to inspect the machine, but instead of starting the repair, he told me that he needed to verify whether the broken pulsator was covered under AMC. He assured me that he would get back to me soon with an update. After he left, I tried contacting him multiple times over the next few days to follow up, but he never answered my calls. This forced me to escalate the issue further. Eventually, the Area Service Manager, Shiva Nagababu, got involved. He promised that he would resolve the issue and ensure my washing machine was repaired soon. However, this turned out to be yet another false promise. The only action he took was against the technician, Naveen, for ignoring my calls. But my actual repair request was still not addressed. Contradictions and Lies from IFB Executives By early February, Ram Mohan, an IFB Area Executive, was brought into the conversation. Initially, he promised my father that they would take care of the repair and solve the issue soon. However, as days passed, it became increasingly clear that IFB was deliberately avoiding the repair altogether. I continued following up with the customer support team and the area executive, and that s when I discovered even more concerning facts. I learned that IFB had only billed for the spare parts THREE days after I raised my complaint. When I questioned why there was a delay, they told me that it took them three days to discuss and finalize which parts were needed. This explanation made no sense, considering that technicians had already inspected my machine and should have immediately known which parts were required. Even after finally billing the spare parts, the delay continued. When I contacted customer support, they told me that the spare parts were expected to arrive by February 28, 2025. When I followed up on February 27, they failed to provide a clear answer about the delay and simply asked me to wait for two more days. When I asked them for an official estimate of how long spare parts usually take to arrive, they admitted that it normally takes 10 days. Yet my case had already gone well past that timeframe. When I finally spoke with Shiva Nagababu, the Area Service Manager, on March 1, 2025, he told me that my AMC was eligible for service from December 7, 2024, the day it was activated. This directly contradicted what multiple IFB customer support executives had told me earlier that I had to wait 56 days. At this point, it became clear that IFB had deliberately misled me about the waiting period to delay my repair. Fraudulent Customer Support Tactics: Lying, Pretending to be Supervisors, and Disconnecting Calls When I continued to escalate my complaint, I faced even worse treatment from IFB s customer support team. On March 3, 2025, I spoke to a customer support supervisor, who told me to call back the next day during working hours so that I could speak to their back-end team regarding my issue. However, when I called back on March 4, 2025, something unbelievable happened. Instead of transferring my call to the back-end team or a real supervisor, the executive transferred my call to his teammate, who pretended to be a supervisor. This fake supervisor gave me vague responses and tried to end the conversation without providing any real assistance. When I confronted him, stating that I had spoken with him before and knew he wasn t a supervisor, he immediately put me on hold. Even worse, when I asked IFB employees to provide their full names and designations, they refused, claiming it was against their privacy policies. When I told them I would add Area Service Manager Shiva Nagababu to the call, they immediately disconnected the call. This proves that they were intentionally misleading me and had no real intention of resolving my issue. Violation of Consumer Rights: Failure to Provide Grievance Officer Contact Details Throughout this entire ordeal, I repeatedly requested the contact details of IFB s Grievance Officer, which they are legally required to provide under Indian consumer protection laws. However, IFB employees claimed they "did not know" who the Grievance Officer was. Despite multiple requests, they never provided an email ID or any means to contact this officer. Even today, they have failed to provide this legally required information. Senior Management s Utter Failure: Chanukya and Abhishek s Role in the Mess Throughout this ordeal, Telangana Manager Chanukya and Customer Support Head Abhishek demonstrated complete negligence, a lack of accountability, and a refusal to take any meaningful action. Chanukya continuously ignored my emails, responding only after repeated follow-ups. Despite knowing that IFB employees had misled me about the AMC policy and delayed my repair unnecessarily, he never acknowledged their mistakes or provided a formal resolution. When I requested compensation for my financial and mental distress, he completely ignored my request. Instead, he sent a meaningless bouquet a clear attempt to pacify me without actually solving the issue. Rather than issuing a formal written apology admitting IFB s errors, he sent IFB employees to my home to negotiate verbally, trying to settle the matter without leaving any official record. When I was connected to Customer Support Head Abhishek, he falsely assured me that he would investigate the issue and provide a response within a day. However, just like Chanukya, he failed to follow through on his promise. I had to follow up again on Wednesday, only to be informed that IFB was refusing to provide compensation despite their clear mishandling of my case. Even when I insisted that IFB provide a clear explanation in writing, he chose to respond with vague, meaningless emails that provided no real answers Even when I posted about my experience on X (formerly Twitter), IFB s social media team initially responded and asked me to share my contact details. However, after I provided the information, they lied publicly, claiming they had tried to contact me when in reality, they never did. When I called them out on this lie and asked when they had supposedly contacted me, they stopped responding entirely. I want to know: Do I have a strong legal case for consumer fraud, misrepresentation, or deficiency in service? Can I demand compensation for the financial and mental distress caused by IFB s actions? What legal steps should I take next? Should I file a complaint with a Consumer Court, send a legal notice, or approach a consumer rights organization? Does IFB s refusal to provide Grievance Officer details violate Indian consumer laws? Would appreciate your legal advice on the best course of action. Answered Consumer complaints
Dear Sir/Madam,
We hope this letter finds you well. We are writing in reference to the above-mentioned subject regarding the issuance of share certificates for the members of the Co-operative Society Limited.
This is relating to redeveloped Co-op Society and it has been over a year since the Occupation Certificate (OC) was received for the new building. During the last general meeting of the members, we raised the issue of the share certificate, and subsequently, the process of collecting the necessary documentation from the members began.
It is our understanding that by now, all members have submitted the required documents to the Society. However, to date, there has been no communication from the Managing Committee regarding the status of the share certificates.
We have been informed that the society has not yet been handed over by the builder and there are still several pending tasks as per the development agreement. This, however, appears to be an unrelated matter. The issuance of share certificates should not be contingent on the completion of work by the builder or the handover process, as these are two separate issues.
Members have repeatedly raised this issue both verbally and through the Society's WhatsApp group, yet the Managing Committee has remained silent on the matter.
Thank you for your attention to this matter.
Request for your Advice on the same
CHS, property-related issues
I am a bona fide member of our CHS in Mumbai. Its under MoFA. Our residential project was roughly started around 2005 and construction began around 2008. The project was delayed due to pending collectors’ approval and raw material scarcity as per developers and real-estate agents. The construction was later completed in 2014. Architect issued possession letter based on which developers allowed some members to occupy flats. The first ones to occupy were family's and relatives of the developers themselves.
In 2015, few eager members formed provisional committee with the developers to collect maintenance and operate the society. The developer and the provisional committee failed to complete necessary formalities such as BCC, OC, registering the society, executing conveyance deed, carrying out handover of documents, and disclosure of books of accounts.
After an outcry from other frustrated members, the provisional committee resigned in 2018. Thereafter some knowledgeable members took matters in their own hands and formally self-registered the society. Yet, developers did not cooperate nor handed-over the balance funds.
Despite formally registering the society the new management secretly allowed the developer to continue selling flats and parking slots. Meanwhile, also some members started extending their rooms into dry-bed areas violating FSI norms.
Even after 20 years, developers have not obtained Building Completion Certificate and Occupancy Certificate. Municipality clarified that several Lakhs of Property Tax is due by them along with several compliances and FSI violations.
Despite conducting several general body meetings to approve the management to take strict legal actions on the developers and violators no action has been taken. The society is just losing funds and management is simply charging extra monthly maintenance amounts every now and then without disclosing full plans or following strict guidelines. The current management has not published a well-documented comprehensive report, contact details of all lawyers, complete plan of action to society’s members. They neither provided rough estimates nor the mechanism of hiring advocates for such critical matters. Such actions continue to maintain lack of awareness while burning society funds without achieving concrete results. Management does not conduct operations transparently. A lot of members say that the management and some powerful members in the society side with the developers and the violators due to their vested interests.
Since, Developers relatives and partners also stay in the same society, powerful well wishers bully other members, secretary being a lawyer, and chairman openly threatening by posting pictures of himself along with dignitaries, no members dare to come forward or support those who complain. Everyone fears to even participate in elections. Those handful few who question the management, either get harassed, insulted, misguided, or casted away by spreading misinformation about them or even intimidating them. Money and Majority is manipulating everything.
Hence, others are accepting lower property value and selling their flats or renting them and leaving the society. Some handful people who cannot leave as the property is in prime location are going through emotional and financial distress. Even sub-registrars and housing federations haven't been effective in addressing complaints submitted to them. Slowly, even those fought against their power trip are dropping off by feeling helpless.
If selling/renting are not options then what should a member do? CHS, property-related issues