Legal Help India

Welcome to Moneylife Foundation’s

LEGAL RESOURCE CENTREMoneylife Foundation's Legal Resource Information Centre's (LRIC) main objective is to provide information, advice and preliminary guidance to persons needing legal help or planning legal action in 10 defined areas.

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Our panel of experts and resources are free and can be availed of anyone. Please click on Ask Question and send your query. Our Experts will provide basic guidance in due course.
You can seek help and guidance in following 10 areas such as CHS, property-related issues, Complaints to regulators, Consumer complaints, IT Act and civil liberties, Filing PILs, Whistleblowers, Sexual harassment case, Wills & nominations, RTI and Basic legal research.

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Disclaimer: The guidance provided on this Helpline is on the sole basis of the facts provided by the questioner and does not amount to formal legal advice in any form whatsoever.

OUR EXPERTS

Shirish Shanbhag

Shirish Shanbhag has an MSc in Organic Chemistry, Diploma in Higher Education, a Diploma in a French and has completed his LL.B. in first class, in 2021. Before his retirement, he was a junior college teacher at Patkar College from July 1980 to May 2012, where he taught theoretical and practical chemistry. Post retirement in 2012, he started providing guidance and counseling to people on several issues, with a specific focus on co-operative housing society related matters. Adv Shanbhag has a kee

AV Shenoy

AV Shenoy hold degrees in both Mechanical and Electrical Engineering from VJTI, University of Bombay and a Post Graduate Diploma in Industrial Management from Jamnalal Bajaj Institute of Management Studies. Worked as a Design Engineer in Electrical Business Group of Larsen & Toubro Ltd. at Powai from October 1969 to September 2001 and retired as Dy. General Manager. Also worked as a Facilitator/Trainer for implementation of Total Quality Management (TQM) and ISO 9000 in the organization. Since r

Abhay Datar

Abhay Datar is a consumer activist. After working at Bank of Baroda for about 29 years, he retired as IT Manager. After retirement, Mr Datar joined Consumer Guidance Cell of Mumbai Grahak Panchayat (MGP) in 2008 and solved many cases related to banking including online fraudulent transactions, misuse of credit cards and ATM cards. Also handled cases related with mobile banking frauds and mediclaim. He was a Member of the Managing Committee of MGP till March 2021.

Shailesh Gandhi

Shailesh Gandhi is a former Central Information Commissioner for the Right to Information Act. He is a successful RTI activist and a regular speaker at Moneylife Foundation.

Dr Rajendra Ganatra

Dr Rajendra M Ganatra, was a banker for two decades and is now a registered Insolvency Resolution Professional, restructuring consultant and visiting faculty for MBA. He has more three decades of experience in project finance, asset reconstruction and financial restructuring. He is a Registered Insolvency Professional and has been the former MD & CEO of India SME Asset Reconstruction Co. Limited

Samir Zaveri

An extraordinary activist who has dedicated his life to the cause of railways, with a mission to help every rail commuter and accident victims, and improve Railway safety.

Yogesh Sapkale

Yogesh Sapkale is Deputy Editor of Moneylife and writes on legal, RTI, and consumer issues

Sucheta Dalal

Trustee - Moneylife Foundation

Questions CHS, property-related issues Regulators RBI, SEBI etc Consumer complaints RTI Wills & nominations Sexual harassment case Filing PILs Whistleblowers Basic legal research Recommended Most Popular

Somehow we have been issued Share certificate for our blocks with wrong numbers, and now society says they do not have any old records with them to tally and issue the correct ones. Please advise. Answered CHS, property-related issues

Comments

In our cooperative housing society in Andhier, there are three wings 1,,2 and 3. the MC proposed for a beautification project in SGBM at a cost of Rs. 40 lakhs. The beautification areas comprise of a) common areas including children's play area and b) the lobby areas of the three wings. The lobby areas of all the three wings are of different size and pattern. Also the number of flats in Wing 1 and 2 are more (almost double) than that of Wing 3. In the SGBM some members suggested that the collection of funds for the project should be : a) for beautification of all common areas including children's play area can be based on individual flat size. b) for lobby areas the cost should first be divided between the wings based on number of flats and then each wing cost based on the flat individual flat size of the wing concerned. Is the above process, if followed will be correct. Or is there any other equitable process. What does the byelaws say on this. Answered CHS, property-related issues

Comments

Dear Sir, My mother is 78 and stays in Sarang Apartment Civil Lines Nagpur. For last 20yrs builder of the apartment is the Secretary and incharge of the maintenance of the 7 flat apartment building and there is no other official. Recently Secretary did not complete KYC of bank even after getting warning from bank and bank account was sealed by bank. IN another incident MSEB found Secretary of building was illegally stealing electricity from my mother's flat meter and society common meter. My mother is a senior citizen and I work in Mumbai and need help so that Secretary is removed and bank account that has been freezed is activated by the bank. All 7 society members are 1st time flat buyer and don;t know where to complain and how to take action against Secretary. As Secretary is in control other members are afraid to talk against him. Please guide me how to make a complaint against Secretary of Sarang Apartmentm Civil Line Nagpur. Answered CHS, property-related issues

Comments

Dear Sir, due to differences with the committee members, I as Secretary of the HSG in mumbai had resigned by submitting a letter to the Chairman. The chairman at that time, did not sign and accept the letter of resignation. In fact for next 3 months, I did not receive signed copy of the acceptance, and I continued to perform my duties. The relations with other committee members normalized. Then one day under the influence of others, chairman signed the letter, back dated the date of acceptance to within 30 days of the date of submission of the letter and said, resignation is accepted. This procedure was done in private in presence of 2 other committee members and not in front of the committee. The handover of the responsibilities were not done to the new elected secretary. In such a scenario, after 3 months if the letter is presented to me. Is the resignation valid. Answered CHS, property-related issues

Comments

My aunt has booked an FD with Sneha mutually aided cooperative society and the FD has matured but they are not paying the matured amount back, future dated cheques were provided dated to March 2025, monthly interest is paid but the principal is yet to be returned. Request you kindly let us know how can we take it up Regulators RBI, SEBI etc

Comments

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Our Experts

Shirish Shanbhag Shirish Shanbhag has an MSc in Organic Chemistry, Diploma in Higher Education, a Diploma in a French and has completed his LL.B. in first class, in 2021. Before his retirement, he was a junior college teacher at Patkar College from July 1980 to May 2012, where he taught theoretical and practical chemistry. Post retirement in 2012, he started providing guidance and counseling to people on several issues, with a specific focus on co-operative housing society related matters. Adv Shanbhag has a kee

AV Shenoy AV Shenoy hold degrees in both Mechanical and Electrical Engineering from VJTI, University of Bombay and a Post Graduate Diploma in Industrial Management from Jamnalal Bajaj Institute of Management Studies. Worked as a Design Engineer in Electrical Business Group of Larsen & Toubro Ltd. at Powai from October 1969 to September 2001 and retired as Dy. General Manager. Also worked as a Facilitator/Trainer for implementation of Total Quality Management (TQM) and ISO 9000 in the organization. Since r

Abhay Datar Abhay Datar is a consumer activist. After working at Bank of Baroda for about 29 years, he retired as IT Manager. After retirement, Mr Datar joined Consumer Guidance Cell of Mumbai Grahak Panchayat (MGP) in 2008 and solved many cases related to banking including online fraudulent transactions, misuse of credit cards and ATM cards. Also handled cases related with mobile banking frauds and mediclaim. He was a Member of the Managing Committee of MGP till March 2021.

Shailesh Gandhi Shailesh Gandhi is a former Central Information Commissioner for the Right to Information Act. He is a successful RTI activist and a regular speaker at Moneylife Foundation.

Dr Rajendra Ganatra Dr Rajendra M Ganatra, was a banker for two decades and is now a registered Insolvency Resolution Professional, restructuring consultant and visiting faculty for MBA. He has more three decades of experience in project finance, asset reconstruction and financial restructuring. He is a Registered Insolvency Professional and has been the former MD & CEO of India SME Asset Reconstruction Co. Limited

Samir Zaveri An extraordinary activist who has dedicated his life to the cause of railways, with a mission to help every rail commuter and accident victims, and improve Railway safety.

Yogesh Sapkale Yogesh Sapkale is Deputy Editor of Moneylife and writes on legal, RTI, and consumer issues

Sucheta Dalal Trustee - Moneylife Foundation

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