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Welcome to Moneylife Foundation’s

LEGAL RESOURCE CENTREMoneylife Foundation's Legal Resource Information Centre's (LRIC) main objective is to provide information, advice and preliminary guidance to persons needing legal help or planning legal action in 10 defined areas.

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HOW IT WORKS

Our panel of experts and resources are free and can be availed of anyone. Please click on Ask Question and send your query. Our Experts will provide basic guidance in due course.
You can seek help and guidance in following 10 areas such as CHS, property-related issues, Complaints to regulators, Consumer complaints, IT Act and civil liberties, Filing PILs, Whistleblowers, Sexual harassment case, Wills & nominations, RTI and Basic legal research.

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Disclaimer: The information posted on any page of this website is just a basic guidance and NOT professional tax advice.

OUR EXPERTS

Shirish Shanbhag

Shirish Shanbhag has an MSc in Organic Chemistry, Diploma in Higher Education, a Diploma in a French and has completed his LL.B. in first class, in 2021. Before his retirement, he was a junior college teacher at Patkar College from July 1980 to May 2012, where he taught theoretical and practical chemistry. Post retirement in 2012, he started providing guidance and counseling to people on several issues, with a specific focus on co-operative housing society related matters. Adv Shanbhag has a kee

Ashok Kargutkar

Ashok Kargutkar is a Certified Associate of Indian Institute of Bankers (CAIIB) and has worked in Bank of India for 26 years. He has also been an insurance advisor with LIC India and AMFI registered Mutual Fund Advisor for 5+ years. He has also been a counsellor at Abhay Credit Counselling Center since its inception in Sept. 2008 to 2014.

AV Shenoy

AV Shenoy hold degrees in both Mechanical and Electrical Engineering from VJTI, University of Bombay and a Post Graduate Diploma in Industrial Management from Jamnalal Bajaj Institute of Management Studies. Worked as a Design Engineer in Electrical Business Group of Larsen & Toubro Ltd. at Powai from October 1969 to September 2001 and retired as Dy. General Manager. Also worked as a Facilitator/Trainer for implementation of Total Quality Management (TQM) and ISO 9000 in the organization. Since r

Abhay Datar

Abhay Datar is a consumer activist. After working at Bank of Baroda for about 29 years, he retired as IT Manager. After retirement, Mr Datar joined Consumer Guidance Cell of Mumbai Grahak Panchayat (MGP) in 2008 and solved many cases related to banking including online fraudulent transactions, misuse of credit cards and ATM cards. Also handled cases related with mobile banking frauds and mediclaim. He was a Member of the Managing Committee of MGP till March 2021.

Shailesh Gandhi

Shailesh Gandhi is a former Central Information Commissioner for the Right to Information Act. He is a successful RTI activist and a regular speaker at Moneylife Foundation.

SD Israni

Dr SD Israni is an Advocate & Partner of SD Israni Law Chambers and has over 37 years of experience in the field of Corporate, Commercial and Securities Laws. He has simply written the book on Indian securities laws, copies of which he kindly donated to Moneylife Foundation library. Dr Israni's professional achievements are formidable. He was a member of the Naresh Chandra Committee for simplification of Company Law relating to private and small companies. He has been on SEBI's committee on

Samir Zaveri

An extraordinary activist who has dedicated his life to the cause of railways, with a mission to help every rail commuter and accident victims, and improve Railway safety.

Yogesh Sapkale

Yogesh Sapkale is Deputy Editor of Moneylife and writes on legal, RTI, and consumer issues

Sucheta Dalal

Trustee - Moneylife Foundation

Questions CHS, property-related issues Regulators RBI, SEBI etc Consumer complaints RTI Wills & nominations Sexual harassment case Filing PILs Whistleblowers Basic legal research Recommended Most Popular

A lady owns a flat in CHS. Her husband wants to become an associate member, he fills and submits the form duly approved by the member.
Does it entail adding of the husbands name in share certificate. It mean transfer of of flat without sale or gift deed?
Pl advise CHS, property-related issues

Comments

Sir i wrote one question before this query, sir i bought a apartment in the society in the year 2012 and got a receipt of clearence of dues till date in the name of the seller from whom i bought the apartment . That seller purchased from an allottee. Now it came to my knowledge that seller from whom i purchased the apartment the receipt of full and final of the dues of the society took forcefully from the manager of the society. Now society is not going to issue the receipt in my name and the management is not going to issue the transfer of share certificate in my name.when society already issued n o c in the name of first buyer now what the problem is before the society to issue the receipt in my name , sir i am in a great shock in this situation what steps should I take , pl guide and suggest me . Thanks and regards Harish Chandra CHS, property-related issues

Comments

My wife passed away in 2020 intestate leaving 3 class 1 heirs to the flat in chembur. I am a nominee and legal heir as well. My children have signed a no objection indemnity bond as requested by managing committee and admitted as member and adopted by general body unanimously. The m.c changed and demanding succession certificate. The present m.c threatens to deregister my name. There are 7 such cases in our society some have WILL made. Kindly advise. CHS, property-related issues

Comments

This is a case of redevelopment of bungalow by amalgamation with adjoining housing society. Currently bungalow owner has exclusive right to full terrace. Such amalgamation is beneficial for society as well as bungalow owner as total FSI increases due to amalgamation. In such a case can the bungalow owner claim / demand allotment of part of the terrace of redeveloped building for exclusive use of the bungalow owner? Similarly, can the bungalow owner claim right to deploy Solar PV rooftop of fixed / pre decided capacity in area other than common terrace for exclusive use of the flat the owner is getting in the redeveloped society. There is additional space for common society use solar PV in addition to this exclusive use space. Existing society and existing members are willing to give permanent NOC for both these cases (exclusive use terrace and Solar PV rooftop). Builder is also ready for this. Can such an arrangement be challenged / NOC revoked in future by the society? Thank you so much. CHS, property-related issues

Comments

We are staying in an Apartment Complex having 20 residencial flats in Hyderabad. The total land area of the complex is 900 Sq.yds. However, the UDS in land area alloted to all the flat owners as per their sale deeds is summing up to 600 Sq. yds. only. How to get the remaing 300 Sq.yds. allocated to all the flats. Please suggest the procedure. CHS, property-related issues

Comments

View Our Experts

Our Experts

Shirish Shanbhag Shirish Shanbhag has an MSc in Organic Chemistry, Diploma in Higher Education, a Diploma in a French and has completed his LL.B. in first class, in 2021. Before his retirement, he was a junior college teacher at Patkar College from July 1980 to May 2012, where he taught theoretical and practical chemistry. Post retirement in 2012, he started providing guidance and counseling to people on several issues, with a specific focus on co-operative housing society related matters. Adv Shanbhag has a kee

Ashok Kargutkar Ashok Kargutkar is a Certified Associate of Indian Institute of Bankers (CAIIB) and has worked in Bank of India for 26 years. He has also been an insurance advisor with LIC India and AMFI registered Mutual Fund Advisor for 5+ years. He has also been a counsellor at Abhay Credit Counselling Center since its inception in Sept. 2008 to 2014.

AV Shenoy AV Shenoy hold degrees in both Mechanical and Electrical Engineering from VJTI, University of Bombay and a Post Graduate Diploma in Industrial Management from Jamnalal Bajaj Institute of Management Studies. Worked as a Design Engineer in Electrical Business Group of Larsen & Toubro Ltd. at Powai from October 1969 to September 2001 and retired as Dy. General Manager. Also worked as a Facilitator/Trainer for implementation of Total Quality Management (TQM) and ISO 9000 in the organization. Since r

Abhay Datar Abhay Datar is a consumer activist. After working at Bank of Baroda for about 29 years, he retired as IT Manager. After retirement, Mr Datar joined Consumer Guidance Cell of Mumbai Grahak Panchayat (MGP) in 2008 and solved many cases related to banking including online fraudulent transactions, misuse of credit cards and ATM cards. Also handled cases related with mobile banking frauds and mediclaim. He was a Member of the Managing Committee of MGP till March 2021.

Shailesh Gandhi Shailesh Gandhi is a former Central Information Commissioner for the Right to Information Act. He is a successful RTI activist and a regular speaker at Moneylife Foundation.

SD Israni Dr SD Israni is an Advocate & Partner of SD Israni Law Chambers and has over 37 years of experience in the field of Corporate, Commercial and Securities Laws. He has simply written the book on Indian securities laws, copies of which he kindly donated to Moneylife Foundation library. Dr Israni's professional achievements are formidable. He was a member of the Naresh Chandra Committee for simplification of Company Law relating to private and small companies. He has been on SEBI's committee on

Samir Zaveri An extraordinary activist who has dedicated his life to the cause of railways, with a mission to help every rail commuter and accident victims, and improve Railway safety.

Yogesh Sapkale Yogesh Sapkale is Deputy Editor of Moneylife and writes on legal, RTI, and consumer issues

Sucheta Dalal Trustee - Moneylife Foundation

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