Legal Help India

Welcome to Moneylife Foundation’s

LEGAL RESOURCE CENTREMoneylife Foundation's Legal Resource Information Centre's (LRIC) main objective is to provide information, advice and preliminary guidance to persons needing legal help or planning legal action in 10 defined areas.

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Our panel of experts and resources are free and can be availed of anyone. Please click on Ask Question and send your query. Our Experts will provide basic guidance in due course.
You can seek help and guidance in following 10 areas such as CHS, property-related issues, Complaints to regulators, Consumer complaints, IT Act and civil liberties, Filing PILs, Whistleblowers, Sexual harassment case, Wills & nominations, RTI and Basic legal research.

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Disclaimer: The guidance provided on this Helpline is on the sole basis of the facts provided by the questioner and does not amount to formal legal advice in any form whatsoever.

OUR EXPERTS

Shirish Shanbhag

Shirish Shanbhag has an MSc in Organic Chemistry, Diploma in Higher Education, a Diploma in a French and has completed his LL.B. in first class, in 2021. Before his retirement, he was a junior college teacher at Patkar College from July 1980 to May 2012, where he taught theoretical and practical chemistry. Post retirement in 2012, he started providing guidance and counseling to people on several issues, with a specific focus on co-operative housing society related matters. Adv Shanbhag has a kee

AV Shenoy

AV Shenoy hold degrees in both Mechanical and Electrical Engineering from VJTI, University of Bombay and a Post Graduate Diploma in Industrial Management from Jamnalal Bajaj Institute of Management Studies. Worked as a Design Engineer in Electrical Business Group of Larsen & Toubro Ltd. at Powai from October 1969 to September 2001 and retired as Dy. General Manager. Also worked as a Facilitator/Trainer for implementation of Total Quality Management (TQM) and ISO 9000 in the organization. Since r

Abhay Datar

Abhay Datar is a consumer activist. After working at Bank of Baroda for about 29 years, he retired as IT Manager. After retirement, Mr Datar joined Consumer Guidance Cell of Mumbai Grahak Panchayat (MGP) in 2008 and solved many cases related to banking including online fraudulent transactions, misuse of credit cards and ATM cards. Also handled cases related with mobile banking frauds and mediclaim. He was a Member of the Managing Committee of MGP till March 2021.

Shailesh Gandhi

Shailesh Gandhi is a former Central Information Commissioner for the Right to Information Act. He is a successful RTI activist and a regular speaker at Moneylife Foundation.

Dr Rajendra Ganatra

Dr Rajendra M Ganatra, was a banker for two decades and is now a registered Insolvency Resolution Professional, restructuring consultant and visiting faculty for MBA. He has more three decades of experience in project finance, asset reconstruction and financial restructuring. He is a Registered Insolvency Professional and has been the former MD & CEO of India SME Asset Reconstruction Co. Limited

Samir Zaveri

An extraordinary activist who has dedicated his life to the cause of railways, with a mission to help every rail commuter and accident victims, and improve Railway safety.

Yogesh Sapkale

Yogesh Sapkale is Deputy Editor of Moneylife and writes on legal, RTI, and consumer issues

Sucheta Dalal

Trustee - Moneylife Foundation

Moneylife Foundation

Questions CHS, property-related issues Regulators RBI, SEBI etc Consumer complaints RTI Wills & nominations Sexual harassment case Filing PILs Whistleblowers Basic legal research Recommended Most Popular

i made apn under RTI to Thane Collector , Information sought : Provide Certified copy of Caste Certificate issued in my name bearing No----------- dated 1------------------ issued by Sub Divisional Officer, Bhiwandi, Dist. Thane (copy of caste certificate is attached herewith)

GOT REPLY AS : ????? ???????? ??????????? ?????? ???? ?? ?????? ????
????? ?????? ?????? ?? ?????? ???? ???? ???
?? ????? BY PIO --------------BHIWANDI
should i go to FAA or proceed as per reply by PIO RTI

Comments

Our society convened Special General Meeting in which two resolutions were passed First to collect club house expenses from Members and to pay the builder who is owning and running the club house All members have to pay such charges included in bill Secondly Such charges will be shown under maintainance charges
There is a separate agreements between the each member about membership and maintainance charges I objected to both resolutions on the ground that society can not collect such charges and pay to builder as it falls outside jurisdiction of society Again it can not shown under maintainance charges because club house is owned by builder But majority members have passed the resolution and managing committee has decided to implement the same
Please advise CHS, property-related issues

Comments

A highly loss making company of 130 guys, ie the IFCI is taking over a company of 1000+ people SHCIL which is extremely profitable.

IFCI has now taken over the reins of all SHCIL operations and is actively transferring a disproportionately high number of SHCIL employees. The logic appears to be reducing headcount before final merger.

This is is treachery to 100s of dedicated SHCIL employees who have worked their entire lives in SHCIL.

Every employee deserves a respectable exit with severance pay. A VRS is the proper vehicle if headcount needs to be reduced.

The measures IFCI is taking are not seen even in pvt where loyal employees are given a proper send of.

What can be done? Whistleblowers

Comments

Dear Moneylife Team, I currently have a total loan amount of 22.5 lakhs across four credit cards, one app loan, and one personal loan. I expect to receive a lump sum amount from my tenant, which I plan to use to pay off these debts. I am not declaring bankruptcy; instead, I would like to explore settlement options directly with the bank for a reduced amount, so I can clear these debts without taking further loans. I would appreciate your guidance on this process. Thank you. Best regards, Prasad Gurav +91 7710846569 Answered Basic legal research

Comments

IRCTC mandates minimum balance of ?100 in e-Wallets. As such we are required to top up for ticket purchase, but maintain the minimum balance of ?100. There is no option for return of unutilized funds to source account. If we decide to the e-wallet, then we loose the residual balance. Whilst the residual balance is small individually, it totals to Crores of public money held in e-Wallet which is unusable. Answered Regulators RBI, SEBI etc

Comments

View Our Experts

Our Experts

Shirish Shanbhag Shirish Shanbhag has an MSc in Organic Chemistry, Diploma in Higher Education, a Diploma in a French and has completed his LL.B. in first class, in 2021. Before his retirement, he was a junior college teacher at Patkar College from July 1980 to May 2012, where he taught theoretical and practical chemistry. Post retirement in 2012, he started providing guidance and counseling to people on several issues, with a specific focus on co-operative housing society related matters. Adv Shanbhag has a kee

AV Shenoy AV Shenoy hold degrees in both Mechanical and Electrical Engineering from VJTI, University of Bombay and a Post Graduate Diploma in Industrial Management from Jamnalal Bajaj Institute of Management Studies. Worked as a Design Engineer in Electrical Business Group of Larsen & Toubro Ltd. at Powai from October 1969 to September 2001 and retired as Dy. General Manager. Also worked as a Facilitator/Trainer for implementation of Total Quality Management (TQM) and ISO 9000 in the organization. Since r

Abhay Datar Abhay Datar is a consumer activist. After working at Bank of Baroda for about 29 years, he retired as IT Manager. After retirement, Mr Datar joined Consumer Guidance Cell of Mumbai Grahak Panchayat (MGP) in 2008 and solved many cases related to banking including online fraudulent transactions, misuse of credit cards and ATM cards. Also handled cases related with mobile banking frauds and mediclaim. He was a Member of the Managing Committee of MGP till March 2021.

Shailesh Gandhi Shailesh Gandhi is a former Central Information Commissioner for the Right to Information Act. He is a successful RTI activist and a regular speaker at Moneylife Foundation.

Dr Rajendra Ganatra Dr Rajendra M Ganatra, was a banker for two decades and is now a registered Insolvency Resolution Professional, restructuring consultant and visiting faculty for MBA. He has more three decades of experience in project finance, asset reconstruction and financial restructuring. He is a Registered Insolvency Professional and has been the former MD & CEO of India SME Asset Reconstruction Co. Limited

Samir Zaveri An extraordinary activist who has dedicated his life to the cause of railways, with a mission to help every rail commuter and accident victims, and improve Railway safety.

Yogesh Sapkale Yogesh Sapkale is Deputy Editor of Moneylife and writes on legal, RTI, and consumer issues

Sucheta Dalal Trustee - Moneylife Foundation

Moneylife Foundation

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