REGULATIONS


How long does it take for a regulator in India to respond to bad practices? The answer: A staggering two decades of responding to alarms with pointless tinkering and directions.   On 11 February 2026, the Reserve Bank of India (RBI), finally, released the Commercial Banks – Responsible...

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Moneylife Digital Team 16 February 2026
Reserve Bank of India (RBI) has issued the Commercial Banks – Credit Facilities Amendment Directions, 2026, marking one of the most consequential structural shifts in how leverage operates within India’s equity and derivatives markets. Though framed as a technical banking regulation, the...

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Moneylife Digital Team 16 February 2026
Reserve Bank of India (RBI) has imposed penalties of ₹1.36 crore on CSB Bank Ltd, Bank of Maharashtra (BoM), DCB Bank Ltd and two non-banking financial companies (NBFCs) for non-compliance with the directions issued by the banking regulator. The highest penalty of ₹63.60 lakh has been imposed...

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Moneylife Digital Team 16 February 2026
Reserve Bank of India (RBI) has cancelled the certificate of registration (CoR) of Lucknow-based Indian Mercantile Cooperative Bank Ltd due to inadequate capital and the lender's poor earnings prospects. RBI has asked Indian Mercantile Cooperative Bank to stop its banking business from 13...

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SN Thyagarajan (Bar  and   Bench) 13 February 2026
The Competition Commission of India (CCI) has imposed a penalty of ₹27.38 crore on Intel Corporation for abusing its dominant position in the market for boxed microprocessors for desktop PCs in India.   The Commission held that Intel’s India-specific warranty policy - in force from April 25,...

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Moneylife Digital Team 13 February 2026
SK Finance Ltd has settled enforcement proceedings with the market regulator, the Securities and Exchange Board of India, by paying a settlement amount of ₹8.75 lakh for issues related to the issuance and subsequent down-selling of non-convertible debentures (NCDs) that were deemed to...

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Moneylife Digital Team 13 February 2026
Reserve Bank of India (RBI) has imposed a penalty of ₹5 lakh on two cooperative banks for non-compliance with the directions issued by the banking regulator. The highest penalty of ₹3 lakh has been imposed on Rajasthan-based Ganganagar Kendriya Sahkari Bank Ltd.   Berhampur Cooperative Urban...

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Moneylife Digital Team 13 February 2026
Market regulator Securities and Exchange Board of India (SEBI) has imposed cumulative penalties of ₹66 lakh on 28 entities for their role in fraudulent trading practices and for failing to comply with regulatory summons during an investigation into trading in the shares of ANI Integrated...

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Moneylife Digital Team 12 February 2026
Share India Capital Services Pvt Ltd has settled adjudication proceedings initiated by the Securities and Exchange Board of India (SEBI) by paying a settlement amount of ₹36.07 lakh, ending regulatory action related to alleged disclosure lapses in a small and medium enterprise (SME) initial...

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Moneylife Digital Team 12 February 2026
In a clear signal that India’s market regulator is shifting towards evidence-based rulemaking and cost-efficient oversight, Securities and Exchange Board of India (SEBI) chairman Tuhin Kanta Pandey announced the formation of a high-level committee to guide the rollout of a formal regulatory...

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Moneylife Digital Team 12 February 2026
In a significant move aimed at cleaning up the way banks market and sell financial products, Reserve Bank of India (RBI) has proposed a sweeping overhaul of rules governing advertising, telemarketing and third-party product sales. If mis-selling is established, RBI says banks must refund the...

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Debayan Roy (Bar  and   Bench) 12 February 2026
The Supreme Court on Thursday took a critical view of the functioning of real estate regulatory authorities, observing that they should be abolished as they only aid builders (State of Himachal Pradesh vs Naresh Sharma).   A Bench of Chief Justice of India (CJI) Surya Kant and Justice...

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Those born after the turn of the millennium are largely unaware that India once possessed a vibrant, fierce consumer movement. In the 1960s and 1970s, a time that was defined by scarcity, black-marketing and a dysfunctional public distribution, nine women founded the Consumer Guidance Society...

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Moneylife Digital Team 10 February 2026
As many as eight non-banking finance companies (NBFCs), including Tata Motors Finance Ltd and Piramal Enterprises Ltd, have voluntarily surrendered their registration certificates to Reserve Bank of India (RBI). At the same time, the central bank has cancelled the registrations of seven NBFCs....

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Moneylife Digital Team 10 February 2026
As New Delhi braces to host the India AI Summit next week, the event has already triggered an extraordinary spike in room tariffs. Consumers have reported prices running into several lakhs per night, with some luxury suites allegedly being quoted as high as ₹20 lakh a night in the capital. A...

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Moneylife Digital Team 10 February 2026
Reserve Bank of India (RBI) has imposed a penalty of ₹15 lakh on Mumbai-based Bharat Cooperative Bank Ltd for non-compliance with certain directions issued by RBI on interest rates on deposits.   The statutory inspection of Bharat Cooperative Bank found that the lender failed to pay interest...

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Moneylife Digital Team 09 February 2026
In a significant shift in how India prices deposit insurance, Reserve Bank of India (RBI) and its wholly-owned subsidiary, the Deposit Insurance and Credit Guarantee Corporation (DICGC), have decided to move away from a flat premium system and introduce a risk-based premium framework for...

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Moneylife Digital Team 09 February 2026
Market regulator Securities and Exchange Board of India (SEBI) has barred Madhav Tiwari, the proprietor of Divinecommodity.co, from accessing the securities market and directed him to refund ₹1.70 crore collected from clients and investors as fees or consideration for unregistered investment...

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Moneylife Digital Team 06 February 2026
In a significant development for corporate governance and minority shareholder rights in India, the national company law tribunal (NCLT) has admitted a class-action lawsuit filed by minority shareholders of Jindal Poly Films, seeking damages exceeding ₹2,500 crore for alleged wrongful conduct...

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Moneylife Digital Team 06 February 2026
Reserve Bank of India (RBI) has imposed a total penalty of ₹4.05 lakh on three cooperative banks for non-compliance with its regulatory directions. The highest penalty of ₹2 lakh has been imposed on Odisha-based Jeypore Cooperative Urban Bank Ltd and Tripura-based Agartala Cooperative Urban...

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