LEARNING


(This story may be unbelievable, but it is absolutely true)   My friend SRP had built a very successful business spread across the Gulf countries, India and the far East. His home base and head office were in the Gulf, but he travelled a lot to his various offices to oversee...

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Chris Morran  and   Daniel Petty (ProPublica) 04 August 2022
This story was originally published by ProPublica.   Private equity firms have grown substantially since the 1980s and now manage more than $6 trillion in assets in the United States. Their presence has affected industries from hospitals to fisheries.   Private equity is...

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In everyday life, you face only one-way prices, either to buy or to sell. Be it buying groceries, or selling old newspapers, you get just one price.    You can haggle on the price, but you cannot sell groceries to the kirana shop or buy old newspapers. Yes, you might find both buy and...

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In a civilised society, rights and obligations are matched. If you rent a house, you have the right to live in it and the obligation to pay rent, while the landlord has the right to get rent and the obligation to let you live in it. If either side does not meet its obligation, it loses the...

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IANS 17 October 2018
Investment activity, which plays a major role in boosting the country's current and medium-term growth prospects, has seen an upturn since 2016-17 and is likely to last till 2022-23, a working paper by the Reserve Bank of India (RBI) said on Tuesday.   "The upturn in the current...

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It is difficult to be happy and easy to be sad. If you don’t believe me, then try being happy when you do not invest in the stock market and it goes up; or when you invest in the stock markets and the markets go down. Money is a very strange thing. Human beings make rational decisions while...

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Whether one accepts the answer to this question or not: What is the single most important thing in this world, which will shape your dreams, your time, your freedom and your identity? It’s money. And what is the most misunderstood, under-explained, mis-explained concept? That is also money....

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Innumeracy is extremely common in India. From our childhood, our parents and peer group seem to think that if we do not know mathematics, we are useless. This, gradually, develops into a kind of hatred for mathematics and we dislike doing anything with numbers. I have seen many bright people...

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From childhood, we endeavour to teach our children the importance of savings and how to open and operate a bank account. When we get our first salary or earn our first income, we are likely to invest in bank deposits. This is fine for a start; but it is not a good idea to continue for all...

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We all are social animals and we remain the same social animals while thinking about money and investments. Let me discuss the common financial mistakes that we, human beings, make as social animals; to understand that, we have to turn to Behavioural Economics. This combines twin disciplines...

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Do you want to be a slave—wage slave of your employer, tax slave of the government and loan slave of a bank? Why are you adamant about working for money when money is willingly ready to work for you? Once you move from financial slavery to financial freedom, you will be able to fulfil your...

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Most people don’t think; some people wrongly think that they are thinking; while very rare people actually think.     I was recently invited as the chief guest at a chess competition. As it is customary for the chief guest to deliver a talk, while preparing my talk for the event and...

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If you assume that saving is equal to investing, you might be in for a nasty surprise. You are also living with a big delusion because you don’t understand the ‘rules of money’. The rules of money permanently changed in 1971 when the then US president Richard Nixon took the US off the gold...

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Moneylife Digital Team 09 September 2016
Institutional investors are considered extremely sophisticated compared with individual investors. Is this necessarily true? Is the behaviour of individuals and institutional investors, to analyst recommendations, similar or opposite to each other? Do institutional investors understand and...

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Moneylife Digital Team 01 July 2016
Equity researchers, employed by stockbrokers, are an important component of financial markets. Research analysts are supposed to know a lot about the companies and sectors they track. Some of them turn very influential; when they recommend a buy, investors act on their recommendation. When...

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Moneylife Digital Team 03 June 2016
Hedge fund managers live a grand lifestyle, buying multiple large homes, collecting art, riding expensive cars and going for luxurious vacations. But are they really any good or is it that the spectacular performance of a few, over a short period, allows many to get away with very average to...

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Moneylife Digital Team 26 May 2016
Energy Development Co Ltd (EDCL) deals in power generation and infrastructure development and has as many as 18 subsidaries. Former Samajwadi Party leader Amar Singh and his wife Pankaja Kumari Singh are the promoters of the BSE-listed EDCL. As on 31 March 2016, Mr Singh and his wife...

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There was a time when awareness about market valuation was not widespread. The price-to-earnings (P/E) ratio of markets was not something many people discussed. After all, India has a very short history of reliable P/E ratios. In January 2008, the major market indices hit a P/E of around 28....

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Moneylife Digital Team 21 May 2016
The 5th Investors Club event organised by Moneylife Smartsavers Network (MSSN) was conducted at the iconic Bombay Stock Exchange (BSE). The seminar, “How to use Screener.in to find great new stock ideas, analyse them & track them” was conducted by Ayush and Pratyush Mittal, the brains behind...

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Moneylife Digital Team 20 May 2016
Investors generally consider the future growth potential of a company, valuation and other parameters, while evaluating investments. It’s all about the upside. Savvy investors think of the downside. That is, they evaluate the risk, first. Academics quantify risk as volatility. Most...

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