
Education
"Loans to individuals for educational purposes including vocational courses up to Rs10 lakh irrespective of the sanctioned amount will be considered as eligible for priority sector".
I am of the view that the applicant, if eligible, should approach any schedule commercial bank and apply for the Education Loan under Priority Sector.
In absence of details of the credit facilities availed and the history, I am unable to dwell on the SME/ ML.
I trust this will meet the query.

Sucheta Dalal Trustee - Moneylife Foundation

Abhay Datar Abhay Datar is a consumer activist. After working at Bank of Baroda for about 29 years, he retired as IT Manager. After retirement, Mr Datar joined Consumer Guidance Cell of Mumbai Grahak Panchayat (MGP) in 2008 and solved many cases related to banking including online fraudulent transactions, misuse of credit cards and ATM cards. Also handled cases related with mobile banking frauds and mediclaim. He was a Member of the Managing Committee of MGP till March 2021.

Suresh Prabhu Mr Prabhu retired as Senior Vice President from HDFC Bank

R Bhuvaneswari After serving Bank of Baroda for almost 40 years, Ms Bhuvaneshwari retired as Chief Manager in 2013.

Yogesh Sapkale Yogesh Sapkale is Deputy Editor of Moneylife and writes on finance, credit related issues