For the first time in my life i got my CIBIL report for a car loan and except for my name and DOB all information is wrong which include PAN no., Driving License, Voter ID, telephones, addresses. The CIBIL report contains several loans and credit cards that are not mine, i’ve never applied for any loan ever and neither did i carry any credit card till now. This is severely affecting my credit report and i’m unable to avail any loan on such false credit score and false information.  Credit Report
You need to raise a dispute with CIBIL (using the latest credit report you have obtained). You can raise a dispute with CIBIL via this link https://www.cibil.com/consumer-dispute-resolution or...Read More
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I had sanctioned an education loan from Central Bank of India in 2018 but did not disburse the loan. I recently got to know that the loan account is still running (with dues of Rs.14000) while applying for a home loan. This is impacting my CIBIL score. The bank is saying the dues are due to insurance taken against the loan by the bank. This insurance clause was not mentioned to me while taking the loan. Can you please tell what are the ways of redressal or will it be prudent to pay off the dues?  Credit Score
Banks generally insist for insurance when a housing loan is being disbursed, to secure the property. That is not the case with education loan. Have you inquired what type of insurance is that?...Read More
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