Banks, banks in India, banking services, quality of banking services, complaints,  banking ombudsman, ATM, debit card, credit card, foreign banks
Per branch complaints are high, ATM/Debit card complaints are rising and only 1% of the...
Vivek Sharma    
RBI, RBI India, RBI financial stability report, gold, gold price, gold prices, ETF, BSE, Sensex, IPO,
There is a lot that needs to be done in financial education and financial planning. Volatility...
Vivek Sharma    
National Pension System, NPS, Changes in NPS, Changes in New pension system, investment, investments, investors, investor, IRDA
Most of the people in India have to create their own retirement corpus in absence of social...
Vivek Sharma    
mutual fund, mutual funds, mis-selling of mutual funds, SEBI, SEBI India
The strength of a regulation lies in the clarity that it provides to the common man. How does...
Vivek Sharma    
Bank account, KYC, Bank accounts, opening new bank account, kyc guidelines
The latest RBI KYC guidelines for opening new bank accounts make it a lot easier for common man...
Vivek Sharma    
stocks, equities, results season, earnings, behavior, beta, options
They become more volatile and act more irrationally. Here are some examples
Vivek Sharma    
stock, stocks, stock market, stock markets, investor, investors, inflation, FII, Sensex
There is a possibility that with a rise in the market, retail investors will return to market...
Vivek Sharma    
investment, investments, investor, investors, reinvestment
We often follow herd mentality and make investments. Though there is ample scope to evaluate...
Vivek Sharma    
mutual fund, mutual funds, investor, investors, investment, investments, mutual fund investment
The factsheet of a mutual fund displays its investment information. But, do the investments in...
Vivek Sharma    
CRR, cash reserve ratio, RBI, RBI India, banks, India
The CRR continues to be at 4.5% which means that RBI is still holding deposits of around Rs3.06...
Vivek Sharma    
Dividend forecasting, dividend forecast, stocks, stock, share, shares, share price, share prices, capital appreciation, Dividend Per Share, CRISIL, PAT
Forecasting dividend may not be an easy task but it makes sense to analyse the key trends in...
Vivek Sharma    
personal finance, financial planning, CFP, financial planning process, financial planner, financial planners
In order to be precise, the financial planning process needs to be more investigative. Generic...
Vivek Sharma    
credit, loans, loan, credit report, credit history, financial planning
Creating a healthy credit history is part of strong financial planning. So one’s endeavour...
Vivek Sharma    
loan, loans, home loans, interest rate, interest rates, home loan, floating interest rate, fixed interest rates, SBI home loan, HDFC home loan, LIC home loan, housing loan, EMI,
When home loan interest rate is reduced, the benefits are passed on to new customers while an...
Vivek Sharma    
online settlement, online money transfer, online money, online transfer, settlement cycle, online payments, stock market, stock markets, stocks
India is prepared to move to the T+1 settlement cycle as the country’s banks now offer online...
Vivek Sharma    
Sensex, BSE, BSE, index, stock market, stock markets, stock, stocks, share, shares, share prices, share price, share market,
The Sensex does not seem to represent the Indian economy correctly. The index needs to be made...
Vivek Sharma    
inflation, inflation index, personal finance, financial planning courses, financial planning
While financial planners have their own opinion on inflation, institutions involved in...
Vivek Sharma    
Indian economy, economic growth, stock market, oil supply, stock markets, FDI, RBI
Different schools of thoughts have specified different factors that make an impact on the stock...
Vivek Sharma    
stocks, stock market, tax, investor, investment, investments
The need of the hour is to prepare an environment for growth of stock market. This should start...
Vivek Sharma    
bonds, NSE, secondary market, primary market, bond market, debt market, bond
As trading in bonds catches up in India, you should gear up for gaining by focusing on the...
Vivek Sharma    
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