Sushil Prasad

Sushil Prasad worked with various banks - public, private, and foreign both in India and abroad - for nearly 30 years and is currently on a self-imposed sabbatical to try and understand as to what ails Indian banking and what, if anything, can be done to improve its functioning.

Moneylife News
Lending money against the comfort of receivables is a well-established loan product offered by...
Sushil Prasad    
Moneylife News
Over the past 50 years and more, one of the key strategies for promoting economic development...
Sushil Prasad    
Moneylife News
The Current Ratio appears to have been developed by bankers towards the end of the 19th century...
Sushil Prasad    
Moneylife News
The large and increasing levels of non-performing assets (NPAs) of the Indian banking industry,...
Sushil Prasad    
Moneylife News
One of the key functions of banks is to collect the savings of the society by way of deposits...
Sushil Prasad    
Moneylife News
Human misery cannot be quantified by an inanimate number, such as, “Gross domestic product (GDP)...
Sushil Prasad    
Moneylife News
It is doubtful whether there would be even a single reader of this article who would not have a...
Sushil Prasad    
Moneylife News
Regular commercial banking is one of those real boring professions, but occasionally one has a...
Sushil Prasad    
Moneylife News
Payment banks were envisaged to usher in a technological revolution in the Indian banking sphere...
Sushil Prasad    
Moneylife News
Two of India’s finest economists have recently published a joint paper (Acharya, Viral V and...
Sushil Prasad    
Moneylife News
On 27 February 2020 at Guwahati, the chairman of State Bank of India (SBI) reportedly publicly...
Sushil Prasad    
Moneylife News
As a society, we are so obsessed with the utility of giving cheap loans as the primary means by...
Sushil Prasad    
RBI, TreDs, MSMEs, Financing, Credit
The system lacks a basic appreciation of the role of receivables financing and the way it is...
Sushil Prasad    
Free Helpline
Legal Credit
Feedback