Health Insurance: Mediclaim Policy Exclusions Can Be an Excuse To Reject Claim
Chronic alcoholism is excluded from most mediclaim policies. So, if there is a claim due to an ailment which can be attributed to chronic alcoholism, it will be rejected by the insurance company. But, was the ailment really the outcome of alcoholism? If not, you will need to prove it to challenge the insurance company’s rejection.
 
In one case, the consumer got a New India Assurance (NIA)...
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