So you have bought yourself a brand new Android mobile handset and are set to explore its features. Although all mobile handsets do have pre-installed apps for most of the features, they are inadequate. For example, there is an in-built video player in every smartphone, but it does not give options to control playback, resume or zoom. Therefore, you need to get a free app, like MX Player or VLC Player, from the apps store or buy its paid version. Assuming that you are using a new Android handset, here are some of the essential, and feature-rich apps, for everyday usage:
Inside story of the National Stock Exchange’s amazing success, leading to hubris, regulatory capture and algo scam

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30-day online access to the magazine articles published during the subscription period.
Access is given for all articles published during the week (starting Monday) your subscription starts. For example, if you subscribe on Wednesday, you will have access to articles uploaded from Monday of that week.
This means access to other articles (outside the subscription period) are not included.
Articles outside the subscription period can be bought separately for a small price per article.

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Also trusting any backup provider may not be the best option. What if they backup in their own servers?
While different from your suggestions, I generally refer to this list http://lifehacker.com/lifehacker-pack-fo... & http://lifehacker.com/lifehacker-pack-fo...
AV turns out to be more useful since most of us, do share photos, videos, songs etc all the time. SO it is better to be safe than sorry.
Secondly, both Apps Backup & Restore and SMS Backup & Restore, save the backup files locally, even on the external microSD card. Avast offer to save it on their server. It up to individual choice whether to store backup locally or on cloud.
Hope this clears your doubt.
Thanks again,
Yogesh