Mutual Fund, Health Insurance, Fixed Deposit & Investing in India
May 17,2012 | Last update 2 minutes ago

Moneylife Blog


http://issuu.com/moneylife/docs/content161?mode=embed&viewMode=presentation&layout=wood




voluntary

Got a Question
Q: Hi, I have a question about Liquid Funds. How safe is it to invest significant amount of money (say around 10 lakhs) in Liquid Funds compared to savings bank deposit? What factors should be considered in choosing a Liquid Fund? Can you advise on which liquid funds are the safest to consider? Thanks!
Q: I have few investments in mutual funds -SIP and lumpsum- please advice whether to continue or exit at this moment- 1. MORGAN STANLY ACE FUND 2. AXIS LONG TERM EQUITY 3.FRANKLIN TEMPLETON BLUE CHIP 4.J.P MORGAN INDIA EQUITY 5. RELIGARE CONTRA FUND
Q: Dear Sir/mam, I am taking homeloan from HDFC.Do you think that homelaon insurance is needed.The loan amount is 8lacs.Please also suggest suitable insurance products to cover the risk. Thanking you, Kind Regards, Rakesh
Q: i want to take a term insurance with accident disability rider in LIC but there is no rider option available, so will it be a good decision to take a term insurance from LIC and personal insurance from any gov owned insurance company. Kindly suggest. regards Sanjay.N
Q: A well known stock broking company (Raligare) approached me and asked me to invest a lump sum with a promise to multiply money. With the greed I invested Rs. 510,000 and signed an agreement without knowing the complete details. I invested the money by May 2009 and by August the value was reduced to Rs. 45,000. When I approached the higher authorities by then without any sympathy they were telling they were not God to multiply the money. They question how can I rely the words of an employee who was just getting a salary of Rs 20,000 a month. further they simply said that I shall approach SEBI or any other regulatory. Is their way of dealing with their customer right? I know I will not get back my money. But I do not want some other common man like me to loose his money like me. Can you do something to help the common man? I am ready to provide details if needed. I contacted SEBI but it was on no use. Though it is 2 years old I want to share it with you.
Q: I am 42 yrs old. i would like to choose and invest best retirement plan. i can invest approx 70k per annum for 15 yrs. Expecting good return after 18 yrs. Which is good plan. Kindly advise.
Q: i am investing 7000 pm in hdfc top 200 how much i get after 30 years
Q: What kind of Mutual funds are good for the short term period of 6months - 1 Year where we can expect decent returns. And are MIP's good ?
Q: I want to invenst in PFRDA NPS scheme, my age is 37 years, how much i can ivest monthly and how much i can get after 60 years.
Q: want to invest Rs 20000-25000 per year in insurance. plan ULIP premium paying term 5 year/ pls suggest best available ulip plant with 5 year premimum paying term
child plans coverpage1.jpg free for lucky few free for lucky few


featleft_pathbreakers

RSSRSS Feeds
Subscribe for Updates
RegisterRegister Now!
Login
For Advanced Access
NewslettersNewsletters
Free Daily Updates
Kensource StocklettersKensource Stockletters
Subscribe Now!

What's HOT?
Knowledge Series Books
Pathbreaker Series
Gift Subscription

Shopping
Moneylife Event Reports
Moneylife Events

.Moneylife Foundation held a workshop on 'Detoxify your body the truth about chelation therapy' on 7 April 2012


.Moneylife Foundation held a workshop on 'Democracy at Crossroads need for Electoral reforms' on 27 March 2012


.Moneylife Foundation held a workshop on 'International Women's Day' in Goa on 10 March 2012


.Moneylife Foundation held a workshop on 'Gold all told' on 28 February 2012


.Moneylife Foundation held a workshop on 'Charge up your Moneylife' on 25 February 2012


.Moneylife Foundation held a Screening of ' The Journalist and the Jihadi- The Murder of Daniel Pearl' on 18 February 2012


.Moneylife Foundation held a workshop on 'A Holistic Approach to Wellness & Health care' on 7 February 2012


.Dr Subramanian Swamy at Moneylife Foundation's 2nd Anniversary program


.Noted lawyer Parimal Shroff speaking on Housing regulation on 25 January 2012 at Moneylife Foundation


.Moneylife Foundation held a workshop on 'Investor Empower Yourself held at Hyderabad' on 22 January 2012


.Moneylife Foundation held a workshop on 'using RTI effectively in the financial sector' on 17 January 2012


.Moneylife Foundation held a workshop on 'How to be safe and smart with your money' on 10 January 2012


.Moneylife Foundation held a two-day summer special workshop on Financial Literacy on 20th and 21st April


.Moneylife Foundation held a workshop on 'Brokering News'on 20 December 2011


.Moneylife Foundation held a workshop on 'Investor, Empower Yourself' in Pune on 17 December 2011


.Moneylife Foundation held a workshop on 'Investing abroad opportunities,risks and taxes' on 13 December 2011


Citizen right.Moneylife Foundation held a workshop on 'Citizens right to grievance redress bill' on 24 November 2011


mlbanner

About Moneylife
Contact Us

Moneylife » markets
 

Inside Markets
Moneylife Digital Exclusives

Moneylife Digital Team
SEBI asks MPS Greenery to deposit Rs1,169 crore in escrow account

Despite orders from SEBI in the past, the MPS group company continued to collect money and publish ads in local newspapers

Sucheta Dalal
25% public holding: Will It Happen this Time?

Nearly 181 private companies and 16 PSUs would need to sell shares before the August 2013 deadline in order to comply with the 25% shareholding rule. Will corporate India succeed in another deferment of the deadline?

Moneylife Digital team
No immediate cut in interest rates, says Nomura

The RBI is not expected to cut the repo rate in June 2012 even as headline inflation is likely to remain high in the coming months, the current account deficit remains elevated, and because fuel price hikes are still impending, says Nomura

Moneylife Digital Team
S&P 500 index futures volumes in collapses by 85% on the National Stock Exchange

The S&P futures derivative product launched by the NSE is finally paying for its inherent limitations. Volumes have collapsed as investors and brokers shun a product which can only be traded when the US market is closed, creating uncontrollable risk

William Gamble
Management’s tales and quarterly earnings

Markets tend to be sceptical about good news, which partially explains the muted reaction to this quarter’s positive earnings numbers. Bad news, on the other hand, is considered far more credible and the market has a much greater reaction, which can push a company’s stock down by as much as 10%

Ameet patel
The Finance Bill 2012 as passed in Lok Sabha: What are the implications?

The important amendments made by the finance minister to the Finance Bill have now been approved by the Lok Sabha. The amendments proposed in the Finance Bill are perceived to be a major roll back on the part of the finance minister. As far as GAAR is concerned, it will be interesting to note what happens between now and 1st April 2013 when the said provisions are expected to come into force

Moneylife Digital Team
Bonds: No TDS on corporate bonds


Moneylife Digital Team
Printing of MICR, IFSC code mandatory


Moneylife Digital Team
Supreme Court : Cheque bounce conflicting rulings


Nidhi Bothra
RBI’s final securitisation guidelines may leave the market cold

While it seems RBI has put a lot of thought since the September 2011 guidelines theFinal Guidelines may just leave the market cold


Inside Markets
More ML Digital Exclusives
Moneylife Digital Team
Diesel, kerosene, LPG prices hiked
Group of ministers increases diesel price by Rs3 a litre, kerosene by Rs2 and domestic LPG by Rs50 a cylinder. Government also reduces excise duty on diesel from Rs4.60 a litre to Rs2 litre
Sanket Dhanorkar
Brokers to sell MFs, but many are not qualified
Trading of mutual fund (MF) units through stock exchanges is now a reality, but many brokers lack necessary qualifications to actually deal in MF schemes
Sucheta Dalal
SEBI board cannot quash order against NSDL: ex-CJI
Justice JS Verma says such quasi-judicial orders can only be reviewed and quashed “by a judicial forum with requisite jurisdiction, at the instance of a petitioner with standing to seek relief.”
BSE plans to launch mobile trading platform
In a move to increase retail penetration, the BSE is coming out with a mobile trading platform as well as websites in various regional languages
SEBI calls board meeting to dispose NSDL issues
SEBI's board meeting would ensure that with three whole-time members reporting to the chairman or the finance ministry and outside directors who are subject to their regulation, the NSDL issue will be buried
Viability of SEBI’s proposed SME platform remains a concern
SEBI has allowed exchanges to set up independent SME exchange platforms, but doubts persist over how far it will succeed at creating a thriving market in SMEs
Another SME trading platform; will it work this time?
The market regulator has allowed exchanges to set up a separate trading platform for SMEs; will it be any different from its previously failed attempts at creating exchanges for SMEs?
Orders that SEBI suppressed
What were the DSQ Software and Rajnarayan case all about? Sucheta Dalal looks at the two surprise orders revealed by the SEBI board. The two were in connection with NSDL's role in the DSQ Software case and that of Rajnarayan Capital Market Services
Biased austerity
The austerity move adopted by the babus got a new dimension when corporate affairs minister Salman Khurshid pointed out that even private sector companies should refrain from doling out obscene salaries.
Petition filed against SEBI in NSDL row
Aggrieved investor files PIL in Andhra Pradesh High Court asking for SEBI to be directed to publish the committee report that has been allegedly suppressed by the market regulator to keep its current chairman away from controversy
Sticky Wicket
IDBI Bank’s loan restructuring is highest among peers


Inside Markets
Recent ML Digital Exclusives
SEBI: Time for introspection
SEBI is policing others, what about itself ?
Politics: Corruption Conundrum
Relationship between business and politics lacks transparency
sebi 19287 Complaints redressal: SEBI’s high cost experiment
A new tech-based system has been announced. What happened to the old ones?
Anil Ambani: Furious denials
Is the younger Ambani protesting too much?
hasan-ali Tax evasion: Hassan Ali getting away
Why are tax authorities so lax?
A Raja The 2G story: Story of a failed counter move
Some hours before A Raja was hauled away to jail, the industry had hatched a plan to neutralise the
Governance deficit
It is no longer smart to think that business can profit from a corrupt but growing India and
Habib goes public
Over the past few years, Jawed Habib’s unisex Hair Xpress salons offering ‘designer
sdd-19988725 Not on CIBIL’s list
The number of people affected by bad credit scores has been rather thin as more than half the data
anil-ambani13 Losing touch?
Anil Ambani may have failed to assess the possible impact of settling a case with SEBI, but the bar
Citibank scam
Market sources are emphatic that Shivraj Puri may have been fronting for a lot of insider activity
st_small. Firm Fabric
Shri Lakshmi Cotsyn Limited (SLCL) is a diversified textile manufacturer with a product range from
tire. The Cycle Turns
Carbon black company, PCB, may ride on the revived fortunes of the tyre industry
Street-Beat_94-newt. Explosive Potential?
Premier Explosives is on a strong growth path and seems to be backed by good R&D



RIL does not hold stake in any media company – True or 
It may be true that on paper, RIL does not hold any stake in any media company, as the minister stated in Rajya Sabha. However, the Reliance group now openly controls Eenadu TV
Did New India overcharge lakhs of policyholders? – II 
New India Assurance admitted that a software glitch resulted in overcharging mediclaim premium, but has dragged its feet on providing information. It now says that it gave a wrong
Daily cleansing for the mind 
Breathe away to happiness and glory! Bath for the mind consists in daily replacing our negative thoughts like hatred greedy, jealousy, anger and pride with positive thoughts like
Did New India Assurance overcharge lakhs of mediclaim 
Is New India Assurance sitting on crores of extra premium collected due to a software glitch? It does not even know how many policyholders paid excess premium and is stonewalling
President Pratibha Patil’s luxurious home continues to 
The 2,42,000 sq ft of land in Pune returned by President Patil is to be ‘suitably’ used for an alternative purpose. Communication from the ministry of defence is




Moneylife Shop

pathbreaker-1-New.gif Pathbreakers
Pages - 223

List Price - Rs.1200
Our Price: - Rs.1000
Plain Truth_Stock Investing.jpg Plain Truth about Stock Investing
Pages - 96

List Price - Rs.125
Our Price: - Rs.100
Plain Truth_Mutual Funds.jpg Plain Truths about Mutual Funds
Pages - 104

List Price - Rs.125
Our Price: - Rs.100
Plain Truth_Investment.jpg Plain Truths about Investments
Pages - 115

List Price - Rs.125
Our Price: - Rs.100
Plenty more interesting articles in the ML Store inside, Gift it to someone else or yourself!

. Go to Moneylife Shop
Moneylife
Navigator

Subscribe to Moneylife | Send a Gift Subscription | Visit Moneylife Store | Offers & Promotions | Moneylife Newsletter | Useful Resources

Newsviewer | Commentary | Markets | Companies & Sectors | Investing | Personal Finance | Small Business | Life

Moneylife Home | Moneylife Magazine | Moneylife Shop | Corporate Moneylife | Contact Us


Moneylife - Mutual Fund, Health Insurance, Fixed Deposit & Investing In India
© 2009-12. All rights reserved by Moneywise Media and it's subsidiaries.

No contents of Moneylife.in website or Moneylife Magazine shall be reproduced without prior permissions from the authors of
Moneylife.in website and/or publisher of Moneylife Magazine.

You are bound by Terms and Conditions for using this website any further this point.
We maintain standard guidelines of User Privacy and may not disclose private user information to third parties.

Write to Moneylife webmaster for all the questions, reports and complaints pertaining to this website.

DISCLAIMER: This article is written purely in the public interest. While every attempt has been made to ensure that the information provided on this page is accurate, Moneywise Media Pvt Ltd and its group companies (together called as ‘Moneylife’) will not be held responsible for any claim, loss, damage or inconvenience caused as a result of any information within these pages or any information accessed through its site(s).